

Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Really loved working with JJ. The whole team is great. Rachel is also amazing. She made sure everything was very organized and went smoothly. Thank you JJ and team!
Reply from Owner
January 8th, 2026 11:44 AM
We are overjoyed to hear that you loved working with JJ and the team. Rachel's organization skills are truly amazing. Thank you for your kind words, Tara Banks!
Sue Botelho with Waterstone Mortgage got us a fair rate, communicated well and in the end got the deal closed in time.
Reply from Owner
January 8th, 2026 11:44 AM
Thank you for sharing your positive experience with Sue Botelho at Waterstone Mortgage Corporation.
Ken made what I thought was not a possibility a reality. I never dreamed that I'd be a homeowner, but thanks to Ken, I am.My husband passed away and I didn't know what I was going to do. My husband took care of everything concerning our house....
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Heather was quick, efficient, and knowledgeable. She helped me refinance quickly and get everything set me up to be successful.
Reply from Owner
January 8th, 2026 11:44 AM
We are delighted to hear that Heather was quick, efficient, and knowledgeable in helping you refinance. Thank you for sharing your experience with us.
Sue and her team were like sharks when it came to getting everything done. She was non-stop and all over the loan process getting things done quickly and when she needed to put the pressure on the other entities that come with the loan process...
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Heather was quick, efficient, knowledgeable, and available to answer any questions I had during my refinance process. Highly recommend working with her and Waterstone!
Ken made what I thought was not a possibility a reality. I never dreamed that I'd be a homeowner, but thanks to Ken, I am.My husband passed away and I didn't know what I was going to do. My husband took care of everything concerning our house....
read more
Ken made what I thought was not a possibility a reality. I never dreamed that I'd be a homeowner, but thanks to Ken, I am.My husband passed away and I didn't know what I was going to do. My husband took care of everything concerning our house....
read more
Waterstone Mortgage - Fort Walton Beach, FL has received a review with 5 star rating from Matt R
Reply from Owner
January 8th, 2026 11:44 AM
Thank you for the 5-star rating, Matt. Stay in touch.
Love these people when all hope was lost they got it done
Reply from Owner
January 8th, 2026 11:44 AM
Thank you for this 5-star review, Troy! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions