

Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
great service and information about the process as we were going along. even got to close early! Loving our new house.
Reply from Heather Calvo
July 28th, 2025 12:44 PM
I'm delighted to hear that you found the service and information helpful throughout the process, Priscilla. Closing early is always a bonus, and I'm so glad you're enjoying your new home. Wishing you all the best as you settle in!
I had a great experience with Waterstone Mortgage thanks to the professionalism, responsiveness, and support I received throughout the entire process. The team, especially my loan officer Sue, was clear, communicative, and truly helpful every...
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Reply from Sue Botelho
July 19th, 2025 06:50 PM
I'm grateful for your thoughtful review, Marius. It means a lot to hear that my approach made the mortgage process smooth and stress-free for you. I strive to be clear and communicative, so it's wonderful to know that my efforts were valuable...
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Waterstone Mortgage - Fort Walton Beach, FL has received a review with 5 star rating from Betina
I had a great experience working with Ken at Waterstone Mortgage—he was knowledgeable, responsive, and made the entire process go smoothly.
Reply from Ken Jarosz
June 17th, 2026 06:22 PM
Thank you so much for the kind words! It was truly a pleasure working with you. I’m glad to hear the process felt smooth and that you felt well taken care of—that’s always my goal. Don’t hesitate to reach out if you ever need anything in the...
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The team at Waterstone was amazing from the first time we talked to them tell we closed on r dream home..the was never a time they did not call us back and answer any of r questions ....thanks u so so much for all your hard work.. word can't...
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Reply from Sue Botelho
July 12th, 2025 12:27 PM
I'm incredibly grateful for your kind words, Derek. It's wonderful to hear that you felt well-supported from the start of the process all the way through to closing on your dream home. I take great pride in ensuring that my clients have a seamless...
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It was a blessing that we were referred to Waterstone Mortgage! Sue Botelho & Laura Baldwin are phenomenal in the mortgage industry!!! Being self employed there are many more roadblocks to obtain a mortgage. These two awesome ladies guided...
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Reply from Sue Botelho
July 8th, 2025 12:34 PM
Thank you so much, Allison, for your kind words. It was truly wonderful to work with you on this journey to purchasing your first home. As someone who is self-employed, I understand the additional challenges that can come with the mortgage...
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Sue Botello & Laura Baldwin are true stars in the mortgage industry!!!! Being self employed, it's more of a challenge to obtain a mortgage to say the least! These two are incredibly knowledgeable, kind, and patient. They made the process simple...
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Sue and Rachel and Laura worked so hard to get me through the process. I am a retiree and have decent income with Social Security and good money in stocks but many lenders will not accept the stocks when doing a mortgage but Waterstone did...
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Reply from Sue Botelho at Waterstone Mortgage ...
June 29th, 2025 09:52 PM
We are so happy to have been able to make this work for you! We love 'thinking outside of the box' and helping our clients to get into a home when others say 'NO". Enjoy your home --- it's absolutely beautiful!!!
Go see Sue at waterstone!
Reply from Owner
June 23rd, 2025 01:36 PM
That means a lot, Aaron! Thank you - it's always a pleasure working with repeat clients and we look forward to doing some more for you in the future! Enjoy your new home. :)
Helpful and amazing service
Reply from Sue Botelho at Waterstone Mortgage ...
June 21st, 2025 03:54 PM
Thank you, Aaron! This is not our first deal together and I'm so glad you continue to come back to us! Enjoy your new home!
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions