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Waterstone Mortgage - Fort Walton Beach, FL in Fort Walton Beach, FL

Waterstone Mortgage - Fort Walton Beach, FL

Fort Walton Beach, FL
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At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
97%
4 Star
1%
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1 Star
1%
Reviews from Web
  • M
    Mindy D S
    Fort Walton Beach, FL
    Posted on November 3rd, 2025 07:54 PM
    Sue was great to work with. She kept us informed along the way and kept everything moving as smoothly as she could. Definitely recommend.
    Reply from Sue Botelho at Waterstone Mortgage ...
    November 4th, 2025 03:02 AM
    Mindy, thank you so very much! I’m so glad to have been a part of this with you guys! I know your family is going to make amazing memories at your new beach property!! Congratulations!
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    Kimberly P
    Crestview, FL
    Posted on November 3rd, 2025 02:49 AM
    First time buying a home. Everything went very smooth.
    Reply from Heather Calvo
    November 10th, 2025 02:18 PM
    I'm happy to hear that your first home-buying experience went smoothly, Kimberly. It's rewarding to know that I could be a part of this exciting milestone with you. Thank you for trusting me at Waterstone Mortgage for such an important journey....
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  • J
    Joanna V
    Gulf Breeze, FL
    Posted on October 25th, 2025 03:49 PM
    Heather was incredible to work with! She made the lending process smooth and stress-free, always taking the time to explain everything and answer all our questions. She went above and beyond to make our dream of owning a Florida home come true....
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    Reply from Heather Calvo
    November 3rd, 2025 09:51 PM
    It's truly gratifying to hear that you had such a smooth and stress-free experience, Joanna. I'm glad I could assist with your questions and help make your dream of owning a home in Florida a reality. Thank you for placing your trust in me...
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    Elizabeth B
    Shalimar, FL
    Posted on October 24th, 2025 02:44 PM
    Ken was always very willing and available to answer questions and offer insight through text/call/in person.
    Reply from Ken Jarosz
    June 17th, 2026 06:22 PM
    Thank you so much for sharing that feedback — I truly appreciate it. It was a pleasure working with you, and I’m always here if you need anything in the future.
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    Waterstone Mortgage - Fort Walton Beach, FL
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    Candace T
    Posted on October 23rd, 2025 07:53 PM
    Heather did a great job! She answered all of my questions and worked hard to find the best loan for me. Thank you!
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    Candace B T
    Bonifay, FL
    Posted on October 23rd, 2025 07:53 PM
    Heather answered every question i had and worked hard to get me the best loan to work for me. Thank you!!!
    Reply from Heather Calvo
    October 30th, 2025 07:54 PM
    I'm really pleased I could assist with all your questions and help secure the right loan for you, Candace. It's important to me that you feel confident throughout the process. Thank you for choosing to work together at Waterstone Mortgage!
  • M
    Meagan S E
    Posted on October 22nd, 2025 04:27 PM
    Working with Sue was an absolute breeze! She was quick to respond, super knowledgeable, and kept everything moving smoothly all the way to closing. You can tell she genuinely cares about her clients and getting the job done right. Highly recommend...
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    Reply from Owner
    November 4th, 2025 02:45 PM
    Meagan, Thank you so much for the kind words! It means a lot coming from a Realtor who knows how many moving parts go into getting a deal to the closing table. Communication and teamwork make all the difference, and working with professionals...
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  • J
    Jessica G
    Crestview, FL
    Posted on October 16th, 2025 04:15 PM
    Very communicative and made the entire experience easy for me. Historically, this was not a pleasant journey, but Ken made this one great.
    Reply from Ken Jarosz
    June 17th, 2026 06:22 PM
    Jes, Thank you for the kind words. It was a pleasure working with you. Ken
  • J
    John M
    Posted on October 11th, 2025 12:10 PM
    Getting the right loan is a vital part of real estate investing, so choosing wisely is very important. Sue Botelho was an incredibly valuable and trusted guide helping me obtain financing for a vacation rental property at the beach. Thank you...
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    Reply from Owner
    November 4th, 2025 02:46 PM
    John, thank you so much for your kind words — and for trusting me to help with your investment purchase! Coming from someone in real estate, that means a lot. Vacation rentals and investment properties can have some extra layers of complexity,...
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  • J
    John P M
    Destin, FL
    Posted on October 11th, 2025 12:05 PM
    Knowledge and experience are qualities I look for in my advisors and Sue has both in spades.
    Reply from Sue Botelho at Waterstone Mortgage ...
    November 4th, 2025 02:46 PM
    And they’re great qualities in a Realtor, as well! It’s always a pleasure working with you and I’m so excited to have helped on this purchase!
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    About
    At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions