Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Heather is great to work with! She truly knows her stuff adn is always availble to answer questions, whether its during the week or on the weekend. I really enjoy working with her and appericate how helpful she always is.
Reply from Heather Calvo
March 16th, 2026 06:58 PM
I’m grateful for your kind words, Sheena. It’s important to me to be available and provide the support you need, whenever you need it. Thank you for sharing your experience; working together has been a pleasure!
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Beth provided a lot of timely feedback.
Reply from Beth Mangum
March 8th, 2026 11:20 PM
Thank you, Mr C! You guys were the best!
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Waterstone Mortgage - Fort Walton Beach, FL
Waterstone Mortgage - Fort Walton Beach, FL has received a review with 5 star rating from Michelle W
Reply from Owner
March 11th, 2026 08:56 PM
Thanks so much for the positive rating, Michelle!
Couldn't ask for better assistance!
Reply from Heather Calvo
March 11th, 2026 01:28 PM
I'm pleased to hear that you were satisfied with the assistance, Michelle. It's always my goal to provide support that meets your expectations. Thank you for your kind words!
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Waterstone Mortgage - Fort Walton Beach, FL
Heather Calvo has excellent communication and expertise. She is patient and thorough. Great to work with!
Reply from Owner
March 11th, 2026 01:50 PM
Heather, it's great to hear such positive feedback about my communication and expertise. I appreciate your kind words and am glad that you found our collaboration to be positive. Thank you for taking the time to share your experience.
Heather has excellent communication and expertise. She is patient and thorough. Great to work with!
Reply from Heather Calvo
March 10th, 2026 04:22 PM
Heather, it's wonderful to hear that you found my communication and expertise helpful. I strive to be patient and thorough in all my interactions, so your feedback means a lot. Thank you for sharing your experience with me!
Thanks, this is the second time we have used waterstone and their service has only gotten better . wonderful experience thanks again
Reply from Heather Calvo
March 9th, 2026 04:43 PM
Cody, I'm glad to hear that your experience with Waterstone has been positive not just once, but twice. It’s encouraging to know that our services have met your expectations and even improved over time. Thank you for your continued trust, and...
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Waterstone Mortgage - Fort Walton Beach, FL
Waterstone Mortgage - Fort Walton Beach, FL has received a review with 5 star rating from Marissa C
Reply from Owner
March 9th, 2026 04:03 PM
I’m grateful for your support, Marissa. Thank you for the positive rating!
Absolutely great experience overall. Heather was professional, efficient, and very communicative throughout the entire process. Took the stress out of what otherwise would have been a very stressful journey. And while I didn't have as much...
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Reply from Heather Calvo
March 9th, 2026 02:37 PM
Marissa, I'm really pleased to read about your positive experience. It's reassuring to know that my communication and efficiency helped make the process less stressful for you. Even though we didn't have much direct interaction with the rest...
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She has been amazing and very helpful and has made this while process a painless as possible.
Reply from Heather Calvo
March 9th, 2026 01:08 PM
Your feedback is valued, Shawn. I'm happy to hear that the process felt seamless for you and that my support was helpful throughout. It's important to me that things go smoothly for my clients, and I'm glad that was your experience. Thank you...
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions