

Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Saphire was great to work with and communication flowed easily.
Reply from Saphire Radke
June 8th, 2026 01:44 PM
Jerad, I'm grateful for your kind words. It's nice to hear that you found the communication with me smooth and the experience positive. Thank you for choosing to work with Waterstone Mortgage!
Linda Kirkpatrick has received a review with 5 star rating from Troy S
Reply from Owner
June 7th, 2026 01:50 PM
Thank you for the 5-star rating, Troy. I appreciate your support and am here if you ever need assistance in the future.
Absolutely a great experience! Always with continuous updates, knowledge, and support throughout the entire process. Highly recommend!
Reply from Linda Kirkpatrick
May 31st, 2026 04:08 PM
Thank you for your kind words, Troy. I'm pleased to hear that you had a great experience and found the updates and support helpful throughout the process. Your recommendation means a lot to me, and I'm here if you need any further assistance...
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If you need to get a loan for your house Sue is the lady to go to she is absolutely amazing understands how to get the job done and get it done fast quick and efficient she literally closed on our house and ate business days and that included...
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Reply from Owner
June 8th, 2026 01:21 PM
Chris, thank you for your kind words and trust in my services. I'm pleased to hear that I could assist you efficiently, even over a holiday. If you need further assistance in the future, please don't hesitate to reach out.
Sue is very awesome at her job we was a little reluctant to pick her for our loan but overall we are absolutely 100% Stoke that we did it literally only took her 8 days and that was over a holiday to get our to our closing of our house we can...
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Reply from Sue Botelho at Waterstone Mortgage ...
June 8th, 2026 05:13 PM
John, I'm grateful for your trust and kind words. I'm pleased that I could help you close on your house so efficiently, even over a holiday. If you have any future needs, please feel free to reach out.
Loved the communication, it is very important in our line of business and I appreciate you.
Reply from Saphire Radke
May 29th, 2026 03:37 PM
Thank you for your kindness, Paul! Communication is so important in our business and I'm blessed to have the opportunity to work with you and your team.
was there every step of the way in this process I made it very easy when she was able to help us with everything that we needed to make this process go smoothly. I would definitely recommend her to anybody looking to purchase a home.
Reply from Sue Botelho at Waterstone Mortgage ...
June 5th, 2026 04:01 PM
Nancy, I appreciate your kind words and recommendation. It's wonderful to know that I could assist you throughout the process and make things easier. If you need anything in the future, please feel free to reach out.
As a Realtor here in Florida, I work with lenders all the time, and Sue Botelho has been my go-to lender for years. This month alone, she closed three deals for me—two for family members and one for a client—and I couldn't be more impressed....
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Reply from Owner
June 5th, 2026 02:32 PM
Cara, I'm truly grateful for your kind words and continued trust. It's always a pleasure working with you and being able to support your clients and family members through their home financing journeys. Helping your daughter during such a challenging...
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I truly enjoyed working with Sue. This was my first time of buy a home and Sue was very patient, understanding, and clearly explained each tast at hand.I wish there were more people like Sue in this world.
Reply from Sue Botelho at Waterstone Mortgage ...
May 28th, 2026 07:57 PM
Thank you so much, Jim, and we are so excited for you and your family! Enjoy your new home, and make LOTS of memories!
Sue is great at communication and down to help in every way
Reply from Sue Botelho at Waterstone Mortgage ...
May 28th, 2026 05:56 PM
Thank you, Chelsey! We feel that communication is key in a transaction of this nature and want to make sure that all parties involved know where we are all the time. I'm so glad we were able to help your clients!
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions