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Sarah Cole, Ruoff Mortgage - Senior Loan Officer | NMLS# 79345O | Ruoff Mortgage NMLS# 141868 in Medina, OH
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Sarah Cole, Ruoff Mortgage

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Senior Loan Officer | NMLS# 79345O | Ruoff Mortgag...

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Additional Licenses: NMLS# 79345 | OH - MLO.021156.003. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a ... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
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    Nikiyah M
    Euclid, OH
    Posted on September 29th, 2025 04:25 PM
    Sarah worked after hours to get me into my home. She was very patient and knowledgeable about the whole process and as a first time homebuyer I couldn't have asked for a better person to handle my loan.!
    Reply from Sarah Cole
    October 9th, 2025 04:27 PM
    Nikiyah, it's wonderful to hear that you appreciated my efforts in assisting with your home purchase. I understand how important a smooth transition is, especially for a first-time homebuyer. Working at your pace and ensuring clarity in the...
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    Andrew T
    Posted on September 3rd, 2025 04:27 PM
    Sarah and her team was amazing and very knowledgeable throughout the entire process!
    Reply from Owner
    November 19th, 2025 03:59 PM
    Thank you so much for taking the time to complete a review! It was my pleasure assisting you with the purchase of your new home
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    Andrew T
    Independence, OH
    Posted on September 3rd, 2025 04:27 PM
    Communication, knowledge of the loan process, excellent response time and extremely friendly!
    Reply from Sarah Cole
    September 13th, 2025 04:28 PM
    Andrew, I'm happy to know that you valued the communication and responsiveness during your experience. My focus is always on conveying knowledge effectively and ensuring a friendly process. Should you have any further questions or need assistance...
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    Lauryalis D
    Lorain, OH
    Posted on September 2nd, 2025 03:42 PM
    As a first time homebuyer I felt like all of my questions and concerns were answered appropriately. The team worked hand in hand to make sure that I was comfortable with the process.
    Reply from Sarah Cole, Ruoff Mortgage
    November 19th, 2025 03:59 PM
    I'm glad to hear that you felt supported and comfortable throughout your homebuying journey. Addressing all of your questions and concerns is always important, especially for first-time buyers. If you have any more questions or need further...
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    Sarah C C
    Cleveland Heights, OH
    Posted on August 28th, 2025 05:21 PM
    Sarah is very good at what she does. Very knowledgeable in the loan process and determined to get it done!
    Reply from Sarah Cole
    September 7th, 2025 05:22 PM
    I'm pleased to hear that you found my assistance valuable, Sarah. It's important to me to bring knowledge and determination to the loan process, ensuring everything progresses smoothly. If you ever have more questions or need further assistance,...
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    Gary D F
    Willowick, OH
    Posted on August 25th, 2025 12:33 AM
    She is just amazing
    Reply from Sarah Cole, Ruoff Mortgage
    August 29th, 2025 12:59 PM
    Thank you, Gary, for your kind words. Thank you so much for trusting me to walk you through the homebuying process. If you ever need anything or have further questions, please feel free to reach out. I'm always here to assist you!
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    Jeffery S
    Painesville, OH
    Posted on August 20th, 2025 04:24 PM
    Timeliness of calls when promised from loan officer. Attention to needed documents on a timeline so that i wasn't signing them at thr veey last minute .
    Reply from Sarah Cole, Ruoff Mortgage
    August 20th, 2025 04:47 PM
    Thank you for taking the time to leave a review. I’m truly sorry to hear that your homebuying experience wasn’t as positive as I had hoped. I always strive to maintain clear and timely communication with my clients, as ensuring a smooth and...
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    Justin L
    Wadsworth, OH
    Posted on August 12th, 2025 02:20 PM
    Sarah was wonderful to work with and provided everything we needed for a smooth closing.
    Reply from Sarah Cole
    August 22nd, 2025 02:22 PM
    I'm glad to hear that you had a positive experience, Justin. It’s great to know that I could provide everything you needed for a smooth closing. If you ever have more questions or need assistance down the road, don’t hesitate to reach out....
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    Rachel L
    Wadsworth, OH
    Posted on August 10th, 2025 07:56 PM
    The communication was great! We were always kept updated on what point we were at in the loan process and what to expect. Everyone was so friendly and helpful.
    Reply from Sarah Cole
    August 20th, 2025 07:58 PM
    Rachel, thank you for sharing your experience. I'm glad to hear that clear communication played a key role during your loan process. Keeping you informed at each step is something I take great pride in, and it's wonderful to know that it made...
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    Andrei D
    Posted on August 2nd, 2025 03:24 PM
    Purchasing a home does not have to be hard or stressful. Sarah will make sure everything goes as smooth as possible and will be there for all your questions.
    Reply from Owner
    November 19th, 2025 04:04 PM
    Andrei, I'm pleased to hear that the home buying process felt manageable and stress-free for you. Ensuring clarity and being there to answer all your questions is something I always strive for. If you have any more questions or need further...
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    About
    Additional Licenses: NMLS# 79345 | OH - MLO.021156.003. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Specialities
    FHA Loans
    VA Loans
    1st time homebuyer programs
    OHFA
    1st time homebuyer grants
    Down Payment Assitance Loans
    HomeReady
    HomePossible
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    Positions
    • Ruoff Mortgage - Senior Loan Officer
      May 2nd, 2022 - Current
    Memberships
    • Medina Count Board of Realtors Affiliate
    • Medina County Board of Realtors Affiliate
    • Young Professional Network
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 79345
    • OH - MLO.021156.003
    Gallery
    Sarah Cole, Ruoff Mortgage - Gallery Photo
    Sarah Cole, Ruoff Mortgage - Gallery Photo
    Sarah Cole, Ruoff Mortgage - Gallery Photo
    Sarah Cole, Ruoff Mortgage - Gallery Photo
    Sarah Cole, Ruoff Mortgage - Gallery Photo
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    +3
    Achievements
    • Ranked #1 Loan Officer in Medina County 2021
    • Top Companywide Customer Service Satisfaction Award
    • Presidents Club 2023 & 2024
    Hobbies
    • Softball
    • Playing pool
    • Traveling
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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