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Sarah Cole, Ruoff Mortgage - Senior Loan Officer | NMLS# 79345O | Ruoff Mortgage NMLS# 141868 in Medina, OH
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Sarah Cole, Ruoff Mortgage

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Senior Loan Officer | NMLS# 79345O | Ruoff Mortgag...

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Additional Licenses: NMLS# 79345 | OH - MLO.021156.003. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a ... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
94%
4 Star
5%
3 Star
1%
2 Star
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Reviews from Web
  • Encompass
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    Rachel L
    Sheffield Lake, OH
    Posted on October 13th, 2026 06:33 PM
    Sarah did an AMAZING job with assisting me in the purchase of my first home. I reached out to her inquiring about what steps would be needed to start the process or seeing if I even qualified, and she hit the ground running and even matched...
    read more
    Reply from Sarah Cole, Ruoff Mortgage
    October 13th, 2026 08:30 PM
    This is exactly why I love what I do! ❤️ Helping first-time homebuyers realize that homeownership is possible, sometimes much sooner than they ever imagined, is one of the most rewarding parts of my career. Thank you so much for trusting me...
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    Nathan D E
    Wadsworth, OH
    Posted on October 6th, 2026 09:32 PM
    Sarah took a call from me one evening after 8:30. That's unexpected, but she knew my schedule was tight and she wanted to answer all of my questions.
    Reply from Sarah Cole, Ruoff Mortgage
    October 13th, 2026 08:29 PM
    Thank you so much for your kind review! I know how busy life can get, and I never want my clients to feel rushed or left with unanswered questions. Being available when you need me and making sure you feel informed and confident throughout...
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    James L
    Brunswick, OH
    Posted on October 5th, 2026 01:54 PM
    Sarah was great!
    Reply from Sarah Cole, Ruoff Mortgage
    October 5th, 2026 02:48 PM
    Thank you so much! It was a pleasure working with you, and I truly appreciate you taking the time to leave a review! 😊
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    Joe S
    Posted on September 30th, 2026 04:19 PM
    Being out of state buyers, we especially appreciated the way Sarah helped us negotiate the entire process. She explained everything thoroughly and in a timely fashion. It made us feel very comfortable.
    Reply from Owner
    October 5th, 2026 02:47 PM
    Thank you so much for the kind words! Buying a home from out of state can definitely add another layer to the process, so I’m so glad I was able to make everything feel comfortable and easy to navigate. It was truly a pleasure working with...
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    Joseph S
    Medina, OH
    Posted on September 30th, 2026 04:18 PM
    Communication! Especially since we are from out of state, we appreciated Sarah helping to navigate the entire process so that nothing fell through the cracks.
    Reply from Sarah Cole, Ruoff Mortgage
    September 30th, 2026 06:15 PM
    Thank you so much! Communication is incredibly important to me, especially when you’re navigating the homebuying process from out of state. I’m so glad I could help keep everything on track and make the process as smooth as possible. It was...
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    Janice S
    Medina, OH
    Posted on September 30th, 2026 11:33 AM
    Sara was always there For us to answer questions and give us guidance. we were doing this remotely so it was nice to have her "close" despite the distance.
    Reply from Sarah Cole, Ruoff Mortgage
    September 30th, 2026 02:05 PM
    Thank you so much! I’m so glad I was able to make you feel supported and connected throughout the process, even from a distance. It was truly a pleasure helping you, and I’m so grateful you trusted me to be part of your journey! ❤️
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    Timothy S H
    Cleveland, OH
    Posted on September 20th, 2026 06:58 PM
    Team was knowledgeable and kept me up to date! Worked with a unique situation and made it work
    Reply from Sarah Cole, Ruoff Mortgage
    September 30th, 2026 02:05 PM
    Thank you so much! Every situation is a little different, and I’m so glad our team was able to find a solution and keep everything moving forward. We truly appreciate you trusting us throughout the process!
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    Megan G
    Parma, OH
    Posted on September 2nd, 2026 01:29 AM
    Sarah and Caroline were knowledgeable, easy to communicate with and answers all our questions. They kept us up to date on every step and were always friendly. It was a great experience.
    Reply from Sarah Cole, Ruoff Mortgage
    September 2nd, 2026 04:53 PM
    Thank you so much for the wonderful review! Caroline and I truly enjoyed working with you and are so grateful you trusted us to help you through the process. Making sure our clients feel supported and confident from start to finish is incredibly...
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    Lauren F
    Fairview Park, OH
    Posted on September 1st, 2026 04:16 PM
    I cannot say enough good things about Sarah and her team! They were there every step of the way, going above and beyond to make sure they could help me and my family the absolute best they could. From the communication to the response speed,...
    read more
    Reply from Sarah Cole, Ruoff Mortgage
    September 1st, 2026 04:48 PM
    Thank you so much for such an amazing review! It truly means so much to me and my team. ❤️ Our goal is always to make sure our clients feel informed, supported, and confident every step of the way, so hearing that you felt that throughout the...
    read more
  • Encompass
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    Beverly A D
    Northfield, OH
    Posted on August 17th, 2026 05:57 PM
    the last stages of my loan process, there was a form I filled out, asking for the deed to be recorded with my first initial and last name. When the closing title person came to meet me on closing day, they stated the title has to be recorded...
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    Reply from Sarah Cole, Ruoff Mortgage
    August 17th, 2026 06:01 PM
    Thank you for taking the time to share this feedback. I’m sorry to hear that there was frustration surrounding how your name was ultimately required to appear on the deed. I completely understand why, particularly when privacy was important...
    read more
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    About
    Additional Licenses: NMLS# 79345 | OH - MLO.021156.003. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Specialities
    FHA Loans
    VA Loans
    1st time homebuyer programs
    OHFA
    1st time homebuyer grants
    Down Payment Assitance Loans
    HomeReady
    HomePossible
    View All
    What is the Search Rank Score®?
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    Positions
    • Ruoff Mortgage - Senior Loan Officer
      May 2nd, 2022 - Current
    Memberships
    • Medina Count Board of Realtors Affiliate
    • Medina County Board of Realtors Affiliate
    • Young Professional Network
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 79345
    • OH - MLO.021156.003
    Gallery
    Sarah Cole, Ruoff Mortgage - Gallery Photo
    Sarah Cole, Ruoff Mortgage - Gallery Photo
    Sarah Cole, Ruoff Mortgage - Gallery Photo
    Sarah Cole, Ruoff Mortgage - Gallery Photo
    Sarah Cole, Ruoff Mortgage - Gallery Photo
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    Achievements
    • Ranked #1 Loan Officer in Medina County 2021
    • Top Companywide Customer Service Satisfaction Award
    • Presidents Club 2023 & 2024
    Hobbies
    • Softball
    • Playing pool
    • Traveling
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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