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Sarah Cole, Ruoff Mortgage - Senior Loan Officer | NMLS# 79345O | Ruoff Mortgage NMLS# 141868 in Medina, OH
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Sarah Cole, Ruoff Mortgage

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Senior Loan Officer | NMLS# 79345O | Ruoff Mortgag...

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Additional Licenses: NMLS# 79345 | OH - MLO.021156.003. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a ... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
  • Encompass
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    Lauren F
    Fairview Park, OH
    Posted on September 1st, 2026 04:16 PM
    I cannot say enough good things about Sarah and her team! They were there every step of the way, going above and beyond to make sure they could help me and my family the absolute best they could. From the communication to the response speed,...
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    Reply from Sarah Cole, Ruoff Mortgage
    September 1st, 2026 04:48 PM
    Thank you so much for such an amazing review! It truly means so much to me and my team. ❤️ Our goal is always to make sure our clients feel informed, supported, and confident every step of the way, so hearing that you felt that throughout the...
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  • Encompass
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    Beverly A D
    Northfield, OH
    Posted on August 17th, 2026 05:57 PM
    the last stages of my loan process, there was a form I filled out, asking for the deed to be recorded with my first initial and last name. When the closing title person came to meet me on closing day, they stated the title has to be recorded...
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    Reply from Sarah Cole, Ruoff Mortgage
    August 17th, 2026 06:01 PM
    Thank you for taking the time to share this feedback. I’m sorry to hear that there was frustration surrounding how your name was ultimately required to appear on the deed. I completely understand why, particularly when privacy was important...
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    Edward J M
    Akron, OH
    Posted on August 14th, 2026 10:03 PM
    after my initial lender fell through in the final stretch to close on the home, Ruoff/Sara Cole worked very efficiently to help me secure a loan so I would still be able to close on my home!
    Reply from Sarah Cole, Ruoff Mortgage
    August 17th, 2026 06:02 PM
    Thank you so much for the kind review! I’m so glad we were able to step in when things didn’t work out with your original lender and get everything turned around quickly so you could still close on your home. I know how stressful it can be...
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    Ashley S
    Posted on August 14th, 2026 09:04 PM
    My Wife and I just closed on our first home and it could not have been possible without Sarah’s help. From start to finish Sarah kept us informed and made the scariest and most stressful process of my life a lot easier to manage. Rouff was...
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    Reply from Owner
    August 17th, 2026 06:06 PM
    This review truly means so much to me. Thank you for trusting me to be part of such an important milestone for you and your wife. There is something incredibly special about helping someone purchase their very first home, and I’m so grateful...
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  • Encompass
    A
    Ashley S
    Cleveland, OH
    Posted on August 11th, 2026 08:39 PM
    Sarah went above and beyond to make sure our home buying experience was as stress free as she could. The process was still stressful but she helped give us peace of mind throughout every step by keeping us informed and by being complely transparent...
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    Reply from Sarah Cole, Ruoff Mortgage
    August 11th, 2026 08:47 PM
    Thank you so much! Buying a home can definitely be stressful, so I’m really glad I could help make the process a little easier and give you some peace of mind along the way. I truly appreciate you trusting me to help you through it all. It...
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    John S
    Willoughby, OH
    Posted on August 11th, 2026 12:06 AM
    Sarah was very helpful throughout the whole process.
    Reply from Sarah Cole, Ruoff Mortgage
    August 11th, 2026 02:10 PM
    Thank you so much for the kind review! It was truly a pleasure working with you. I’m so glad I could help make the process as smooth and stress-free as possible. I truly appreciate you trusting me to be a part of your homebuying journey! 🏡❤️...
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    Christine M
    Parma, OH
    Posted on August 10th, 2026 12:42 AM
    Thorough, knowledgeable and great to work with.
    Reply from Sarah Cole, Ruoff Mortgage
    August 11th, 2026 02:12 PM
    Thank you so much for the wonderful review! I truly appreciate your kind words. It was a pleasure working with you and helping you navigate the process. Thank you for trusting me with your financing—I’m grateful I had the opportunity to be...
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    Cathy A B
    Brooklyn Heights, OH
    Posted on August 7th, 2026 06:27 PM
    Thank you
    Reply from Sarah Cole, Ruoff Mortgage
    August 11th, 2026 02:16 PM
    Thank you so much! It was truly a pleasure working with you. I appreciate you trusting me to help you through the process, and I’m always here if you need anything in the future! 🏡❤️
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    Christian K M
    Parma, OH
    Posted on August 5th, 2026 04:04 PM
    Thorough, knowledgeable and helpfu!
    Reply from Sarah Cole, Ruoff Mortgage
    August 5th, 2026 06:07 PM
    Thank you so much for your kind words! It was truly a pleasure helping you through the mortgage process. I'm so glad you found the experience thorough, informative, and helpful. Thank you for trusting me with such an important milestone, and...
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    Mauricio Z
    Posted on August 5th, 2026 03:06 PM
    Very good attention and excellent service. They do everything quickly
    Reply from Owner
    August 11th, 2026 02:13 PM
    Thank you so much for the kind review! I’m so glad you had a great experience and felt well taken care of throughout the process. Providing excellent service, clear communication, and a quick, smooth experience is always my goal. I truly appreciate...
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    About
    Additional Licenses: NMLS# 79345 | OH - MLO.021156.003. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Specialities
    FHA Loans
    VA Loans
    1st time homebuyer programs
    OHFA
    1st time homebuyer grants
    Down Payment Assitance Loans
    HomeReady
    HomePossible
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    Positions
    • Ruoff Mortgage - Senior Loan Officer
      May 2nd, 2022 - Current
    Memberships
    • Medina Count Board of Realtors Affiliate
    • Medina County Board of Realtors Affiliate
    • Young Professional Network
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 79345
    • OH - MLO.021156.003
    Gallery
    Sarah Cole, Ruoff Mortgage - Gallery Photo
    Sarah Cole, Ruoff Mortgage - Gallery Photo
    Sarah Cole, Ruoff Mortgage - Gallery Photo
    Sarah Cole, Ruoff Mortgage - Gallery Photo
    Sarah Cole, Ruoff Mortgage - Gallery Photo
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    Achievements
    • Ranked #1 Loan Officer in Medina County 2021
    • Top Companywide Customer Service Satisfaction Award
    • Presidents Club 2023 & 2024
    Hobbies
    • Softball
    • Playing pool
    • Traveling
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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