

Sanj Banga
VP, Mortgage Branch Manager | NMLS # 182553

With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ens... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Timely response.
Easy process.
Document request was not at all cumbersome.
Very friendly.
And a great guy!
I would definitely recommend Sanj to my friends.
Sanj was great. He was always available and also very knowledgeable. He made our home buying experience way better. Without any reservations I recommend Sanj.
Sanjh and team made sure that we understood the process and helped us through out the process which made our transaction smooth
Sanj is amazing. He was there every step of the way and always available to answer my questions!
Sanj is very helpful and straight forward with the process. I enjoyed the smoothness when applying for the loan.
Sanj Banga and the Towne Bank team are truly professionals and will address your needs with open communication through the lending process. They go the extra mile to ensure your needs are met in a timely manner and offer different solutions...
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Reply from Owner
January 9th, 2026 11:09 AM
Thank you, Joe!
Everyone at Towne Bank that we worked with were very professional, I want to thank Donita Frantz, Jennifer Sacra, Ashton Austin, and Tabitha Hodge for their professionalism. Working with Sanj Banga made this experience GREAT, He and the team...
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Sanj Banga has received a review with 5 star rating from Angeline C
Reply from Owner
January 9th, 2026 11:09 AM
Thank you, Angeline!
Sanj was a great resource and a wealth of information. He was quick to respond to our questions. I wouldn't want to go to anyone else. We have already recommended him to our friends!
Sanj Banga has received a review with 5 star rating from Abbey C
Reply from Owner
January 9th, 2026 11:09 AM
Thank you, Abbey!
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About
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ensure clients receive tailored solutions. Sanj's commitment to exceptional service and building lasting relationships sets him apart.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 182553
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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