Sanj Banga
VP, Mortgage Branch Manager | NMLS # 182553
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ens... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sanj was a great person to work with. He provided all details in the process and was very responsive. His quality customer service was excellent, his communication was also great and available any time. We really recommend him to our family...
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Sanj is such an awesome guy!! He was very pleasant throughout my process and very knowledgeable. I will most definitely refer friends and family to Sanj and Towne Bank Mortgage for a wonderful and easy home buying experience!
Sanj was helpful but sometimes I felt dealing with too many different people. At closing taxes and insurance were included in mortgage monthly but I didn’t request that and papers had to changed at last minute
Loan process was smooth without any delay
Sanj and his team made this process as easy on us as possible. We appreciate all of their hard work and diligence in getting our refinancing complete. Thank you!
Sanj Banga has received a review with 5 star rating from Dillon C
Reply from Owner
January 9th, 2026 11:09 AM
Thank you, Dillon!
Everyone involved was very easy to work with and made themselves available whenever possible to help with any issues or questions that came up.
Sanj Banga has received a review with 5 star rating from Jennifer M
Reply from Owner
January 9th, 2026 11:09 AM
Thank you, Jennifer!
Sang made the entire process pleasant and stress free.He answered the phone or called me back immediately if he was unavailable.He is very professional,friendly and extremely pleasant.Excellent customer service.I feel very confident in recommending...
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Sanj Banga is a great guy! We are first time home owners, and Sanj helped and walked us through everything. He made the process smooth and hasel free. He got us the best possible rate and was clear/transparent about the costs, fees and charges...
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Reply from Owner
January 9th, 2026 10:34 AM
Thank you so much! It was my pleasure.
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About
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ensure clients receive tailored solutions. Sanj's commitment to exceptional service and building lasting relationships sets him apart.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 182553
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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