Sanj Banga
VP, Mortgage Branch Manager | NMLS # 182553
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ens... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Sanj is incredibly helpful and fun to work with! Truly treats you like family and has your best interests in mind. He was in constant communication with us as rates changed allowing us to lock in lower rates. His team, Tabitha and Jennifer,...
read more
Sanj is great! Very helpful in understanding the prices and getting you through it. Definitely recommend.
I ditto what my husband Ron had to say about Sanj and the Towne Bank Team.
Reply from Owner
January 9th, 2026 11:09 AM
Thank you Luella!
Sanj was great from the beginning to the end of the whole process. He was their to answer questions and even follow up to make sure we were up to date as to the status of our application. He is a real asset to Towne Bank. And we would add that...
read more
Sanj Banga has received a review with 5 star rating from Ross E
Reply from Owner
January 9th, 2026 11:09 AM
Thank you, Ross!
Great communication and very knowledgeable.
More communication and follow through on interest rate float down options. I shouldn't have to call when rates move.
We came in with a rush service, Sanj’s attention, support and commitment to achieving our goal was outstanding. Thank you to Sanj and his great team!
Sanj was very pleasant, helpful and easy to work with. Loan process went smoothly. Sanj and his associates were very knowledgeable and quick to respond.
Sanj was always warm in his greetings, but I never felt like he knew everything we needed to provide. There was never a list in writing of the papers needed to apply for the loan. So we would get calls or texts saying we need to provide this...
read more
161–170 of 229
About
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ensure clients receive tailored solutions. Sanj's commitment to exceptional service and building lasting relationships sets him apart.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 182553
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.