

Sanj Banga
VP, Mortgage Branch Manager | NMLS # 182553

With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ens... Show More
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closed
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closed
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9 AM to 5 PM
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Reviews from Web
Sanj Banga has received a review with 5 star rating from Michael E
Reply from Owner
September 9th, 2026 04:58 PM
I really appreciate your review and the opportunity to work with you. Please don’t hesitate to reach out if there’s anything I can assist with moving forward.
Sanj and team stayed on top of my mortgage process and even closed early. Fantastic experience!
Reply from Sanj Banga
September 8th, 2026 06:31 PM
I’m really happy to hear that you’re pleased with our service! If you ever have questions about VA loan benefits or other financing options, I’m always here to help!
Sanj is a Great person!
Reply from Sanj Banga
August 12th, 2026 06:27 PM
I really appreciate your feedback. Construction loans can be complex, and I’m glad I could help simplify the process and keep everything moving forward.
Great job!
Reply from Sanj Banga
July 14th, 2026 04:57 PM
We're grateful for your positive review and hope to work together again in the future.
Always great working with Sanj! Super helpful and communicative throughout the whole process.
Reply from Sanj Banga
July 14th, 2026 03:40 PM
We're thrilled that you had a positive experience with us!
Sanj is a true professional from start to finish!
Reply from Sanj Banga
July 8th, 2026 01:12 PM
We're grateful for your positive words. We're here to provide support for all your mortgage needs.
Sanj is great to work with. Professional and knowledgable.
Reply from Sanj Banga
May 5th, 2026 02:30 PM
We're delighted to have exceeded your expectations. Your satisfaction drives us to do our best.
Things where great when we worked with Abby but after she left it was radio silence. I left multiple messages that went unanswered. The only reason we stayed was the builder credit and a desire not to start over .
Sanj was very helpful and guided us through our very specific and somewhat obscure project needs. He was easy to communicate with and prompt with advice and support.
Reply from Sanj Banga
September 26th, 2025 12:49 PM
We're thrilled that you had a positive experience with us!
Friendly and helpful staff. Clear and concise guidance. Quick to answer questions.
Reply from Sanj Banga
August 29th, 2025 03:35 AM
We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
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About
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ensure clients receive tailored solutions. Sanj's commitment to exceptional service and building lasting relationships sets him apart.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 182553
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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