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Sandy Smith - USA Mortgage - Mortgage Loan Originator

Sandy Smith - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(859) 893-1444
Richmond, KY 40475
https://www.usamortgage.com/mortgage-loan-originator/sandy-simpson-smith/
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  • Encompass
    T
    Tammy M
    Berea, KY
    Posted on August 23rd, 2024 12:33 PM
    Sandy is the BEST! She worked with extreme confidence, knowledge, and expertise. Very personable. She was a true blessing from day one. This was the best experience I have ever had in purchasing a home. I will recommend her highly. She made...
    read more
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    You all were absolutely perfect clients. Not just a client relationship to me, a friendship as well.
  • Encompass
    M
    Malinda R
    WELLINGTON, KY
    Posted on July 1st, 2024 03:02 PM
    Sandy went above and beyond to help me through this house buying process. She was available anytime for me and never seemed frustrated with my questions.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I am so happy for you and was more than willing to help get you there.
  • Encompass
    E
    Edwin L
    RICHMOND, KY
    Posted on June 27th, 2024 02:50 PM
    Kindness and readiness to assist us
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    Welcome back to Richmond. I love working with your family.
  • Encompass
    R
    Ryan M P
    MOUNT VERNON, KY
    Posted on June 21st, 2024 01:05 PM
    Sandy was great. She was very patient and helpful in answering all our questions.
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
    J
    Jimmye L D
    ADAIRSVILLE, GA
    Posted on June 15th, 2024 04:19 PM
    Service and communication and friendly and knowledgeable!
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I can't wait to see what you do with this place. Congratulations!
  • Encompass
    C
    Crystal M
    BEREA, KY
    Posted on June 8th, 2024 02:52 PM
    Always kept me up to date and positive.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    It was so good to work with you. I am so very happy for you and your new home
  • Encompass
    G
    Gordon B E
    RICHMOND, KY
    Posted on June 3rd, 2024 06:26 PM
    Sandy is great! She did an amazing job of getting what I need done with very little on my part.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    Thanks for your confidence in me. Glad we got it taken care of.
  • Encompass
    C
    Chelsey P
    INDEPENDENCE, KY
    Posted on May 29th, 2024 01:28 PM
    Sandy is a godsend! Helpful & friendly, always same day responses & quick support.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I loved working with you all. I am so happy for you. thanks for trusting me.
  • Encompass
    V
    Valentin F
    NICHOLASVILLE, KY
    Posted on May 13th, 2024 12:16 AM
    Answered the phone whenever I called.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    Congratulations on your new home. Thank you for allowing me to Be part of this journey
  • Encompass
    J
    Jenna C
    RICHMOND, KY
    Posted on May 7th, 2024 12:30 PM
    Sandy made everything so easy to understand and kept my anxiety at bay.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    Thank you for trusting me and allowing me to walk this journey with you. You all were great to work with and made my job much easier.
    • 31–40 of 283
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    FHA, VA, USDA and Conventional Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    View All
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 443247
    • GA: 69770
    Hobbies
    • Reading, Hiking and travel
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.