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Sandy Smith - USA Mortgage - Mortgage Loan Originator

Sandy Smith - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(859) 893-1444
Richmond, KY 40475
https://www.usamortgage.com/mortgage-loan-originator/sandy-simpson-smith/
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Reviews from Web
  • Encompass
    L
    Lee S
    SOMERSET, KY
    Posted on June 16th, 2025 04:47 PM
    Sandy was really great to work with and communicated well throughout everything.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:55 AM
    I am so glad we were able to get this done for you all.
  • Encompass
    T
    Timothy P
    RICHMOND, KY
    Posted on June 12th, 2025 12:14 PM
    I appreciate how hard Sandy work to get deals done. She is my go to lender for my real estate business.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:55 AM
    I am so happy for you all. I appreciate your trust in me and will always do my best.
  • Encompass
    J
    John M
    RICHMOND, KY
    Posted on June 10th, 2025 09:48 PM
    First time, unknown things.
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    So Happy for you all and hope you are getting settled.
  • Encompass
    A
    Aleah R
    WELLINGTON, KY
    Posted on June 10th, 2025 01:05 PM
    Sandy was very helpful throughout the whole process of buying a house!
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I am so happy for you and can't wait to see your pictures of you and your new home
  • Encompass
    B
    Brandon L R
    SOMERSET, KY
    Posted on June 2nd, 2025 04:35 PM
    Good communication always avaliable for any questions great response time
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I am so happy for you all. I can't wait to see what all you do to make this your home
  • Encompass
    M
    Mary L R
    BEREA, KY
    Posted on May 8th, 2025 04:37 PM
    Sandy and the entire closing and loan experience was so smooth no problems at
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
  • Encompass
    P
    Philip W G
    BRODHEAD, KY
    Posted on May 8th, 2025 08:30 AM
    Sandy with out a doubt, she is extremely knowledgeable and easy to work with. Always had time to explain every step of the way.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    Thank you so much for the kind words. You made my job easy by responding to me when we needed anything. congratulations on your new home. Welcome to KY
  • Encompass
    K
    Kimberly D S
    BRODHEAD, KY
    Posted on April 2nd, 2025 01:58 PM
    Sandy was amazing to work with. She made the experience wonderful.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    thank you so much for allowing me to be part of this journey. I am so happy for you all.
  • Encompass
    Z
    Zackary D M
    Mount Vernon, KY
    Posted on March 22nd, 2025 06:16 PM
    Sandy was a pleasure to work with
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    A
    Amy J W
    BEREA, KY
    Posted on March 7th, 2025 02:59 PM
    It was a pleasure. Thank you
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I am so happy for you and your kids.
    • 11–20 of 283
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    FHA, VA, USDA and Conventional Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    View All
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 443247
    • GA: 69770
    Hobbies
    • Reading, Hiking and travel
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.