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Sandy Smith - USA Mortgage - Mortgage Loan Originator

Sandy Smith - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(859) 893-1444
Richmond, KY 40475
https://www.usamortgage.com/mortgage-loan-originator/sandy-simpson-smith/
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  • Encompass
    J
    Justin R S
    BEREA, KY
    Posted on October 28th, 2025 04:10 PM
    Great service—smooth and easy process!
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:55 AM
    I feel so blessed to have been a part of your journey! Congratulations to you all.
  • Encompass
    B
    Bridgett H
    IRVINE, KY
    Posted on October 2nd, 2025 01:31 PM
    Sandy went above and beyond to get me into my new home . she's the sweetest and most hard working lady in the world and she made this whole process seamless and stress free!
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:55 AM
    I am so happy for you. Thanks for the kind words.
  • Encompass
    T
    Taylor P
    HUSTONVILLE, KY
    Posted on August 30th, 2025 01:53 PM
    Sandy is the best. She makes the prcess so smooth and easy!
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:55 AM
    I am so happy that I was able to go on this next journey with you all. You found a beautiful house to make the perfect home. Sandy
  • Encompass
    K
    Kaley N
    NICHOLASVILLE, KY
    Posted on August 5th, 2025 06:47 PM
    Always available! Always willing to give advice Quick with replies
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:55 AM
    What an incredible journey we had. I am so happy you were able to find a home. thanks for allowing me to tag along, lol Sandy
  • Encompass
    M
    Matthew S J
    LEXINGTON, KY
    Posted on August 2nd, 2025 01:39 PM
    Sandy was on top of everything at all times! When I had a question she never failed to quickly respond, no matter the time or day of the week! Sandy herself made a strong positive lasting impression that my wife and I will never forget. In...
    read more
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:55 AM
    I loved working with you all on this new journey. Can't wait to hear about the memories you are making. Sandy
  • Encompass
    L
    Lori A W
    RICHMOND, KY
    Posted on July 31st, 2025 01:33 PM
    Sandy is on top of everything! Easy to work with and explains the process so you can understand what is happening.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    You all were so great to work with. I am very excited for you and your new adventure!
  • Encompass
    A
    Alexis L
    MOUNT VERNON, KY
    Posted on July 19th, 2025 02:19 PM
    Sandy was very great about answering all of my question.
    Reply from Sandy Smith
    November 6th, 2025 11:55 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    C
    Cambry G
    LEXINGTON, KY
    Posted on July 17th, 2025 02:48 PM
    Sandy was great to work with and answered all of our questions clearly
    Reply from Sandy Smith
    November 6th, 2025 11:55 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    K
    Kimberly C
    BEREA, KY
    Posted on June 26th, 2025 02:46 PM
    Sandy's great at communicating with us. lt really felt like our relationship with her was personal and we were not just another borrower.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:55 AM
    It was a pleasure working with you all. I am always just a phone call or text away
  • Encompass
    J
    Jada S
    BEREA, KY
    Posted on June 21st, 2025 02:41 PM
    Sandy was always willing to answer our questions at any time. She was kind and thorough.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:55 AM
    So happy for you all and wish you the best for you and your family in the days ahead as you settle in.
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    FHA, VA, USDA and Conventional Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    View All
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 443247
    • GA: 69770
    Hobbies
    • Reading, Hiking and travel
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.