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Sandy Smith - USA Mortgage - Mortgage Loan Originator

Sandy Smith - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(859) 893-1444
Richmond, KY 40475
https://www.usamortgage.com/mortgage-loan-originator/sandy-simpson-smith/
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  • Encompass
    J
    Jimmy D H
    BARBOURVILLE, KY
    Posted on February 5th, 2025 01:24 PM
    Everything about it was great, she checked in with me every few days just to see if I needed anything or had any question. She took all the Hard work from me and made it super simple and she was very fast with it no worries at all on my end...
    read more
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I so appreciate the opportunity to help you buy this home. You always got with me and anything I needed quickly and it made my job even easier.
  • Encompass
    J
    Jerry L B
    MORGANFIELD, KY
    Posted on December 18th, 2024 05:55 PM
    It went by so fast and easy!
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I am so happy for you all. Glad I was able to be a small part of your new journey
  • Encompass
    C
    Christina S
    RICHMOND, KY
    Posted on November 28th, 2024 03:52 AM
    sandy was so helpful and kept me in the loop about everything.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I am so happy for you and you got your tree up! Happy Thanksgiving
  • Encompass
    E
    Edwin B F
    NEWNAN, GA
    Posted on November 28th, 2024 12:49 AM
    Thank you very much.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    Enjoy your new home! Happy Thanksgiving!
  • Zillow
    C
    Christina
    Brooksville, KY
    Posted on November 5th, 2024 12:00 AM
    We had the best experience with Sandy. She was professional, kept us upto date on what was going on and got this done for us. We got the home we wanted and she got it done.
    Reply from Owner
    October 2nd, 2025 12:00 AM
    I hope things are going well for you all. I am blessed to have been part of your journey!
  • Encompass
    C
    Christina D R
    Brooksville, KY
    Posted on November 4th, 2024 12:40 PM
    The way Sandy handled everything. The way she kept us informed from what was needed from us to what was going on in the process. Her upbeat voice and attitude everytime we talked.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    so happy for you all. Welcome to Kentucky
  • Encompass
    W
    William J D
    Brooksville, KY
    Posted on November 1st, 2024 12:38 PM
    Sandy did.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I am so happy for you all. Welcome to KY
  • Encompass
    J
    Jimmy J C
    HUDSONVILLE, MI
    Posted on October 15th, 2024 12:49 PM
    Sandy was always available and USA mortgage really moved things along
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I am so happy for you all. I know making the decision to go back home was not an easy one in the beginning. It was a pleasure working with you.
  • Encompass
    C
    Cheryl I
    BEREA, KY
    Posted on October 5th, 2024 01:16 PM
    Sandy went out of her way to help us when we needed the help right away.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    Thank you for the opportunity to work with you all on your home. You were always so helpful getting what we needed. Congratulations!
  • Encompass
    T
    Timothy L M
    Berea, KY
    Posted on August 23rd, 2024 04:55 PM
    Sandy was the most experienced, hardworking, friendly individual we could have picked to work with. Absolutely worked tirelessly on our behalf.
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    FHA, VA, USDA and Conventional Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 443247
    • GA: 69770
    Hobbies
    • Reading, Hiking and travel
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.