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Sandy Smith - USA Mortgage - Mortgage Loan Originator

Sandy Smith - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(859) 893-1444
Richmond, KY 40475
https://www.usamortgage.com/mortgage-loan-originator/sandy-simpson-smith/
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  • Encompass
    M
    Mackenzie S
    RICHMOND, KY
    Posted on April 30th, 2024 12:05 PM
    Sandy is the best. Anytime I needed to contact her she always answered and was always super helpful. I was super nervous about the process but she reassured my husband and I that everything would workout and it did. I’m thankful Sandy was there...
    read more
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I so enjoyed working with you all. I am so happy for you
  • Encompass
    K
    Kerry S
    NICHOLASVILLE, KY
    Posted on April 13th, 2024 01:43 PM
    Great stressful but great
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
    B
    Briana L L
    Brodhead, KY
    Posted on January 4th, 2024 05:15 PM
    Very responsive and personal!
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I am so very happy for you all. Can't wait to see some pictures
  • Encompass
    S
    Sammy D G
    Berea, KY
    Posted on December 30th, 2023 07:19 PM
    Sandy Smith was very helpful and she is such a great person! Everything went so smooth!!
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I am so happy for you and your family to get moved into your new home. Thank you for trusting me throughout the process.
  • Encompass
    A
    Angela P
    Winchester, KY
    Posted on December 16th, 2023 02:44 PM
    Sandy is very nice. She kept me updated on all changes throughout the process
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    T
    Tyler S T
    Richmond, KY
    Posted on December 13th, 2023 06:01 PM
    I’m not really sure what you all Pay Sandy Smith, but I can tell you it’s not enough. Sandy worked through holidays , and weekends to make sure that my family and I had a smooth process buying our first home. Without her leadership , and expert...
    read more
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
  • Encompass
    M
    Mark T P
    Richmond, KY
    Posted on November 4th, 2023 08:56 PM
    Sandy was excellent! She was so helpful and kept us informed through the whole process! She’s just the best! We would highly recommend her as a loan officer. She made our experience of buying a new home very pleasant!
    Reply from Sandy Smith - USA Mortgage
    November 6th, 2025 11:54 AM
    I hope you had a very Merry Christmas in your new home.
  • Encompass
    M
    Madeline C K
    Paint Lick, KY
    Posted on September 1st, 2023 03:42 PM
    Consistent communication, very helpful, made it a very easy process.
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    Hope you really enjoy your new home. You made my job easy
  • Encompass
    M
    Magain J D
    Mc Kee, KY
    Posted on August 30th, 2023 02:32 PM
    The open line of communication and overall patience during the process.
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    so excited for you all to finally get into a home.
  • Encompass
    R
    Ramona J
    Mc Kee, KY
    Posted on August 23rd, 2023 08:00 PM
    Quick response time and appropriate communication
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    Thank you for trusting me once again. I always enjoy working with you. Please let me know if I can do anything to help you.
    • 41–50 of 283
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    FHA, VA, USDA and Conventional Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    View All
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 443247
    • GA: 69770
    Hobbies
    • Reading, Hiking and travel
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.