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Guild Mortgage - Sandra Smith
Senior Loan Officer | NMLS# 255924

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Reviews from Web
Sandra Smith has been my lender for the past 4months 9days, and I cannot express enough how incredible she has been throughout my home-buying journey. From the very beginning, Sandra took complete ownership of my case, guiding me every step...
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Reply from Owner
June 3rd, 2025 09:53 PM
Thai you are an amazing client and have become a friend. We will get you into a home for sure!
Sandra is an exception and very personal lender. She pays attention to the little details and works hard for her clients. And lets face it, this is no easy time trying to get into the "dream of your life Home!"I feel Sandra is an asset to the...
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Reply from Owner
June 3rd, 2025 09:49 PM
Thai, I am grateful for the beautiful review. Once you get your paperwork completed with Section 8, we will get you going.
Sandra's ability to build genuine and honest rapport with us was the reason we closed with Guild. She was available when we needed her and guided us throughout the whole process making sure we learned so much as first time homebuyers. Sandra...
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Reply from Guild Mortgage - Sandra Smith
June 3rd, 2025 09:51 PM
Ismael, I am grateful that you trusted me to help you guys get into your home. You still owe me a dinner etc. out in Oakland. Let's make it happen this year!
Nice! Friendly and Helpful.
Reply from Owner
November 6th, 2024 08:32 PM
Thanks Wanda, I'm so glad that we were able to get our client into a home!
Guild Mortgage has access and information on several products to help your client in the homebuying process. Thank you Sandra
Reply from Sandra Smith
November 6th, 2024 01:53 AM
Thank you for the exceptional rating, Wanda. Let’s help another client find their dream home.
Thank You Sandra
Reply from Sandra Smith
November 6th, 2024 01:52 AM
Thanks for the review Joseph. It was an honor servicing our clients. It was truly a pleasure working with them and teaching them all of the facets along the way. I’m happy that you allowed me to educate and service them. Thanks again.
Sandra was thorough and remained in communication throughout the process. She worked so hard for me.
Reply from Sandra Smith
November 6th, 2024 01:50 AM
I'm delighted to hear that you're satisfied with the service provided, Tunisia. Your positive feedback means a lot to me and it was indeed a pleasure assisting you throughout the mortgage purchase process. I'm always here should you need any...
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Sandra is very responsive and always meets our tight deadline.
Reply from Sandra Smith
November 1st, 2024 09:45 PM
Thanks for the amazing rating, Kan. It was a pleasure working with you to achieve your dream of homeownership. Please stay in touch.
My clients are extremely happy with Sandra.
Detail, informative and easy to talk with
Reply from Sandra Smith
October 21st, 2024 06:15 PM
I'm so glad to hear that your clients had a positive experience with me. It's always a goal to provide detailed, informative service and make the loan process as easy as possible. I'm thrilled that I was able to do that for your clients! Thanks...
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Sandra has been wonderful. She answers all my questions, and have also recommendations for me during these times of unaffordable homes here in the bay area.
Reply from Owner
October 21st, 2024 06:16 PM
Thanks so much, Kim. I truly appreciate your kind words.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
We offer an array of products including conventional, Jumbo, VA, FHA, and renovation loans for purchases and refinances; reverse mortgages, HELOCS, and several down-payment assistance programs.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Guild Mortgage LLC BRG Board Member
- Bakersfield, CA
- San Jose, CA
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Time Zone
Pacific Standard Time (PST)
Awards
Bridge Board Membe...
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 255924; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.