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Guild Mortgage - Sandi Milohov
Senior Loan Officer | NMLS# 114287
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan of... Show More
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Reviews from Web
Sandi and her team did a great job getting my client to the closing table!
Reply from Guild Mortgage - Sandi Milohov
December 19th, 2025 06:54 PM
Katie, thank you for sharing your positive experience. I'm glad to hear that the process went smoothly for your client. It's always rewarding to know things were handled effectively. If there's ever anything more you or your clients need, don't...
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My husband and I met Sandi when she taught the first time homebuyers class. She provided great rates and took the time to walk us through our scenarios on a separate occasion, which set her far apart from the other loan officers we have already...
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Reply from Owner
February 13th, 2026 04:24 AM
I'm so glad I could assist you and your husband, Benellen, during your first-time homebuyers class and throughout the loan process. It's important to me that clients feel informed and prepared at every step. It’s wonderful to hear that the...
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My husband and I met Sandi when she taught the first time homebuyers class . We have already spoken to a few other loan officers at this point and we appreciated how informative Sandi was with our questions, which set her apart from the others....
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Reply from Guild Mortgage - Sandi Milohov
December 19th, 2025 02:42 PM
Benellen, I’m truly pleased to hear that you found my guidance helpful and that I could offer more informative support compared to your previous experiences. It's important to me that you feel informed and confident throughout such an important...
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Sandi and her team were amazing all throughout the entire process! They explained everything to us at every step and the experience felt less overwhelming because of their support!
Reply from Guild Mortgage - Sandi Milohov
December 19th, 2025 08:55 PM
It's great to hear that the process felt manageable and clear for you. I aim to provide that kind of support, so I'm delighted my team and I could assist in making everything straightforward. If you have any more questions or need further assistance,...
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Sandi and her team did a great job. The transaction went smoothly and their communication is excellent. She had every thing done early for a quick close. I highly recommend her!
Reply from Guild Mortgage - Sandi Milohov
December 11th, 2025 04:46 PM
Shelley, I'm glad to hear the transaction went smoothly and that you found the communication excellent. Completing everything early for a quick close is always a goal, and it's wonderful to know it was appreciated. Thank you for your recommendation—if...
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Sandi's experience and professional diligence was refreshing.
Reply from Guild Mortgage - Sandi Milohov
November 17th, 2025 08:45 PM
Margaret, I'm pleased to hear that my experience and diligence made a positive impression on you. If there's anything more I can do for you, please don't hesitate to reach out.
Sandi and her team are very knowledgeable about what they do.
Reply from Guild Mortgage - Sandi Milohov
November 17th, 2025 09:03 PM
Thank you for acknowledging the expertise of both myself and the team. It's important to us that you feel informed and supported throughout your experience. Should you have any further questions or need guidance, please don't hesitate to reach...
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Sandi was efficient and always clear and open with communication as the loan progressed.
Reply from Guild Mortgage - Sandi Milohov
October 30th, 2025 03:19 PM
Declan, I'm glad to hear that my efficiency and communication made a positive impact on your loan process. Keeping things clear and open is important, and I’m pleased it helped along the way. If there’s anything else you need, I'm here to assist....
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Sandi is amazing. She was in front of us with advice and behind us with encouragement. Her team is efficient, helpful and wonderful at finding solutions. We have never walked this path before and we were warned how difficult it would be but…….Sandi...
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Reply from Owner
October 31st, 2025 07:07 AM
It's truly rewarding to hear how supported you felt throughout the entire process, Jonathan. I'm glad that my advice and encouragement were helpful and that we could overcome obstacles together. Starting your journey in homeownership is a significant...
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Sandi was wonderful. She warned us about potential pitfalls and helped us navigate everything . The issues that we were uncertain about she explained with great knowledge and grace . Sandi was in front of us and behind us the whole way. I am...
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Reply from Sandi Milohov
October 15th, 2025 06:13 PM
Jonathan, I'm pleased to hear that my guidance was helpful for you and that you felt supported through each step of becoming a homeowner. It’s fulfilling to know that the information and assistance provided gave you clarity and confidence along...
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About
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan officer license in 2008. I applied to be a processor, but the manager said I was “LO material,” and I’ve been helping people finance homes ever since. What started unexpectedly became my calling. I love guiding first-time and first-generation buyers and showing them homeownership is possible. Telling someone who thought they couldn’t buy that they’re approved never gets old—those moments fuel everything I do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
FHA
Conventional
USDA
VA
First Time Home Buyers
Down Payment Assistance
Bridge
Energy-efficient
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Memberships
- Lower Columbia Association of Realtors
- Gallatin Association of Realtors
- Belgrade Chamber of Commerce
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Time Zone
Pacific Standard Time (PST)
Awards
Disclaimer
I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176; NMLS ID: 114287; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.