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Guild Mortgage - Sandi Milohov
Senior Loan Officer | NMLS# 114287

My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan of... Show More
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Reviews from Web
I took a first-time home buyer class that Sandi led a few years ago and looked her up when I was ready to purchase. She and her team were very helpful throughout the process. Thanks!
Reply from Owner
October 31st, 2025 02:17 PM
I'm glad to hear that the first-time home buyer class was beneficial for you, Paul, and that you chose to reach out when you were ready to purchase. It's great that my team and I could assist you effectively throughout the process. If there's...
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I took a home buyers course a few years back that Sandi led. When I was finally ready to buy she was patient and helpful throughout the process. Thanks!
Reply from Sandi Milohov
October 13th, 2025 07:44 PM
It's great to hear that the home buyers course was beneficial and that I could assist you when you were ready to purchase your home, Paul. I'm pleased to know my support and patience made a difference for you during the process. Should you...
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Sandi & her team held our hand cheerfully as we walked through the experience of buying our home. When they needed information they clearly stated as such and we provided the paperwork or signed a docusign electronically. They were patient...
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Reply from Owner
October 31st, 2025 02:18 PM
Betsy, I'm pleased to hear that buying your home was a smooth journey with my team's assistance. It's important to make sure each step is clear and manageable, and I'm glad we could provide the support you needed. If you have any more questions...
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It was easy to understand what we needed to do . We were guided through effortlessly . Each time we needed to sign something, we just clicked the links . If we needed to send paperwork/information, we were guided through that as well. I believe...
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Reply from Sandi Milohov
October 13th, 2025 06:37 PM
Elizabeth, I'm glad that the process felt straightforward and seamless for you. Guiding clients through every step is a priority for me, and I'm pleased it all worked efficiently with our collaboration. If there are ever more ways I can assist...
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Sandi was easy to work with and delivered on the loan just like she said she would
Reply from Guild Mortgage - Sandi Milohov
October 31st, 2025 02:18 PM
I'm pleased to hear that everything went as expected, Molly, and that you found the process straightforward. It’s important to me that my clients feel supported and receive the results they anticipate. If there's anything else you need in the...
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Smooth transaction and easy to work with!!
Reply from Owner
October 31st, 2025 02:18 PM
I'm happy to hear that you found the process smooth and easy, Leah. It’s always my goal to make transactions as straightforward as possible for my clients. If there's anything more I can do for you now or in the future, please don't hesitate...
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Sandi's team kept me updated via email and phone call. It was a smooth and super easy transaction and could even close EARLY! Thanks for being on top of it!
Reply from Sandi Milohov
October 13th, 2025 12:26 PM
Leah, I really appreciate your kind words. Keeping everyone informed throughout the process is important to me, and I'm glad to hear that my team could facilitate a smooth transaction for you. Closing early is always a great benefit, and I'm...
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I'm very grateful and thankful for Sandi and her team. They helped me with my mortgage, going above and beyond with my "rocky" case. With patience and concern, they were willing to listen, educate, and help me through my very first mortgage...
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Reply from Owner
September 29th, 2025 03:11 PM
Leny, I'm truly touched by your kind words and grateful for the opportunity to support you in your first home-buying journey. It's important to me that each client feels not just guided but genuinely cared for, and I'm pleased to know that...
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Sandi was wonderful and made the process feel easy. I would highly recommend working with her
Reply from Owner
September 29th, 2025 03:12 PM
Thank you very much for your kind words, Katie. I'm pleased to hear that the process felt straightforward for you. Your recommendation means a lot, and if you ever have further questions or need assistance in the future, please feel free to...
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Sandi was excellent. She answered all my questiond and was able to give good advice to help me make the best decisions for me.
Reply from Guild Mortgage - Sandi Milohov
September 8th, 2025 01:38 PM
I appreciate your feedback, Sarah. It's great to hear that I could assist you by answering your questions and providing helpful advice. Making informed decisions is key, and I'm glad to have been a part of that process with you. If any more...
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About
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan officer license in 2008. I applied to be a processor, but the manager said I was “LO material,” and I’ve been helping people finance homes ever since. What started unexpectedly became my calling. I love guiding first-time and first-generation buyers and showing them homeownership is possible. Telling someone who thought they couldn’t buy that they’re approved never gets old—those moments fuel everything I do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
FHA
Conventional
USDA
VA
First Time Home Buyers
Down Payment Assistance
Bridge
Energy-efficient
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Memberships
- Lower Columbia Association of Realtors
- Gallatin Association of Realtors
- Belgrade Chamber of Commerce
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Time Zone
Pacific Standard Time (PST)
Awards
Disclaimer
I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176; NMLS ID: 114287; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.