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Guild Mortgage - Sandi Milohov
Senior Loan Officer | NMLS# 114287
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan of... Show More
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Reviews from Web
Sandi and Shannon were communicative, open, and available during the whole home-buying process. They were excited when we were excited, supportive when we were confused, and calm when we were nervous.Could not have asked for a better experience,...
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Reply from Guild Mortgage - Sandi Milohov
January 13th, 2026 10:38 PM
Thank you for sharing such kind words about your experience, Stephen. I'm really pleased that Shannon and I could provide the support and communication you needed throughout the home-buying process. Helping you feel at ease and confident is...
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All went as planned
Reply from Sandi Milohov
January 13th, 2026 10:38 PM
I'm pleased to hear everything went as planned, Jacqueline. Ensuring a smooth and successful process is always my priority. If you have any further needs or questions, feel free to reach out.
Sandi was a pleasure to work with.
Reply from Owner
January 13th, 2026 10:38 PM
It's great to hear that you had a positive experience working with me, Michelle. I strive to make the process as smooth and pleasant as possible. If there's anything else you need, don't hesitate to reach out.
Sandi was a pleasure to work with. We had been working with her off and on for a few years until our credit was where it needed to be and once we were there we went for it. The team was very helpful and had great communication.
Reply from Guild Mortgage - Sandi Milohov
January 13th, 2026 10:39 PM
It's great to hear that you found the process smooth and communication clear, Michelle. I'm glad we could work together over the years to get everything in place for you. If there's anything more I can help with in the future, please don't...
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Sandi and her team closed a mortgage very quickly. This helped me avoid paying additional rental charges.
Thanks!
Reply from Sandi Milohov
February 13th, 2026 04:23 AM
I'm glad to hear that the quick closing helped you avoid extra rental charges, Michael. It's great to know that we could assist you effectively. I always enjoy working with you and your family. Thank you! If you have any further needs or questions,...
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team provided excellent service in a severely type timeframe. Well done!
Reply from Guild Mortgage - Sandi Milohov
January 1st, 2026 06:02 PM
I'm pleased to hear that you were satisfied with the service, John. Meeting deadlines while maintaining quality is something I strive for, and I'm glad it reflected in your experience. If there's anything else I can assist you with, just let...
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Buying a house is way more complicated than I thought Sandi and her team made so exceptable and smooth thanks for allowing me not to get a headach
Reply from Guild Mortgage - Sandi Milohov
December 29th, 2025 09:27 PM
I understand that buying a house can feel overwhelming, Dennis, and I'm glad I could help make the process smoother for you. It's always my aim to ease any stress and provide clear guidance along the way. If there's anything else I can do for...
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Sandi was a pleasure to worth with.
Reply from Guild Mortgage - Sandi Milohov
December 29th, 2025 03:07 PM
I'm glad to know you had a positive experience working with me, Dan. It's my goal to make the process as straightforward and pleasant as possible. If you ever need assistance in the future, feel free to reach out.
Guild Mortgage - Sandi Milohov has received a review with 5 star rating from Stephanie B
Reply from Owner
February 13th, 2026 04:23 AM
Thank you for your positive rating, Stephanie. Your support is greatly appreciated.
Sandi was patient and kind. She made me feel seen and heard. I couldn't have done this without her.
Reply from Guild Mortgage - Sandi Milohov
December 24th, 2025 02:42 PM
It's heartening to hear that you felt understood and supported throughout the process. My goal is always to make sure everyone feels valued and well-informed. If there's anything more I can do for you, please feel free to reach out.
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About
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan officer license in 2008. I applied to be a processor, but the manager said I was “LO material,” and I’ve been helping people finance homes ever since. What started unexpectedly became my calling. I love guiding first-time and first-generation buyers and showing them homeownership is possible. Telling someone who thought they couldn’t buy that they’re approved never gets old—those moments fuel everything I do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
FHA
Conventional
USDA
VA
First Time Home Buyers
Down Payment Assistance
Bridge
Energy-efficient
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Memberships
- Lower Columbia Association of Realtors
- Gallatin Association of Realtors
- Belgrade Chamber of Commerce
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Time Zone
Pacific Standard Time (PST)
Awards
Disclaimer
I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176; NMLS ID: 114287; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.