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Guild Mortgage - Sandi Milohov
Senior Loan Officer | NMLS# 114287
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan of... Show More
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8 AM to 5 PM
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Reviews from Web
It took a while for our client to find their dream home. Sandi and her team stayed patient and were always there to answer questions or run scenarios.
Reply from Guild Mortgage - Sandi Milohov
September 29th, 2026 09:20 PM
Thank you so much! Every homebuying journey looks a little different, and I’m always happy to stay patient, answer questions, and work through scenarios until the right home comes along. I truly appreciate getting to be part of the process!
Incredibly nice, communicative and informative. You're very lucky if you've landed in her hands for your first home buying experience!
Reply from Guild Mortgage - Sandi Milohov
September 29th, 2026 09:20 PM
Thank you so much! Helping first-time homebuyers feel informed, comfortable, and supported throughout the process means so much to me. I’m grateful you trusted me to be part of such an exciting milestone!
I love Sandi's amazing communication! As a Realtor we apprecite that every transaction we have ever done together has gone great!
Reply from Guild Mortgage - Sandi Milohov
September 29th, 2026 09:20 PM
Thank you so much! Communication is so important to me, and I love working alongside you to make sure our clients feel supported from start to finish. I truly appreciate your trust and always enjoy working together!
Very nice team to work
Reply from Guild Mortgage - Sandi Milohov
September 15th, 2026 07:54 PM
Thank you so much! We really appreciate your kind words and are so glad you had a great experience working with our team!
Guild Mortgage - Sandi Milohov has received a review with 5 star rating from Sue G
Reply from Owner
September 15th, 2026 07:54 PM
Thank you for the 5-star review!
Sandi gets her done everytime and is my go to lender. You want an easy loan experiance use Sandi Use Sandi! From prequal to finish she is the best!!
Reply from Guild Mortgage - Sandi Milohov
September 15th, 2026 07:54 PM
Thank you so much! I truly appreciate being your go to lender and am grateful for your continued trust. Making the loan process as smooth and easy as possible from prequalification through closing is always the goal!
Sandi was able to get our pre approval and approval vary quickly, me and my fiancé ended up getting stuck with a different broker through a different company who was not being fair to us and she was able to correct all of the problems he created...
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Reply from Guild Mortgage - Sandi Milohov
September 8th, 2026 03:48 PM
Thank you so much for trusting me to step in and help! I’m so glad we were able to get everything corrected, keep things moving quickly, and find a loan option that worked better for you and your fiancé. Congratulations to you both and thank...
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Guild Mortgage - Sandi Milohov has received a review with 5 star rating from Deb C
Reply from Owner
September 8th, 2026 03:47 PM
Thank you for the 5-star review!
Always does a great job
Reply from Guild Mortgage - Sandi Milohov
September 8th, 2026 03:47 PM
Thank you so much! I truly appreciate your continued trust and support. It’s always a pleasure working with you!
Sandi communicated with me throughout the process. She made it a very smooth process!
Reply from Guild Mortgage - Sandi Milohov
August 25th, 2026 09:47 PM
Thank you so much! I’m so glad you felt supported and informed throughout the process. Making things feel as smooth and stress free as possible is always my goal. I truly appreciate you trusting me to be part of your homebuying journey! ❤️
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About
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan officer license in 2008. I applied to be a processor, but the manager said I was “LO material,” and I’ve been helping people finance homes ever since. What started unexpectedly became my calling. I love guiding first-time and first-generation buyers and showing them homeownership is possible. Telling someone who thought they couldn’t buy that they’re approved never gets old—those moments fuel everything I do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
FHA
Conventional
USDA
VA
First Time Home Buyers
Down Payment Assistance
Bridge
Energy-efficient
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Memberships
- Lower Columbia Association of Realtors
- Gallatin Association of Realtors
- Belgrade Chamber of Commerce
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Time Zone
Pacific Standard Time (PST)
Awards
Disclaimer
I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176; NMLS ID: 114287; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.