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Guild Mortgage - Sandi Milohov
Senior Loan Officer | NMLS# 114287

My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan of... Show More
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Reviews from Web
Very nice team to work
Reply from Guild Mortgage - Sandi Milohov
September 15th, 2026 07:54 PM
Thank you so much! We really appreciate your kind words and are so glad you had a great experience working with our team!
Guild Mortgage - Sandi Milohov has received a review with 5 star rating from Sue G
Reply from Owner
September 15th, 2026 07:54 PM
Thank you for the 5-star review!
Sandi gets her done everytime and is my go to lender. You want an easy loan experiance use Sandi Use Sandi! From prequal to finish she is the best!!
Reply from Guild Mortgage - Sandi Milohov
September 15th, 2026 07:54 PM
Thank you so much! I truly appreciate being your go to lender and am grateful for your continued trust. Making the loan process as smooth and easy as possible from prequalification through closing is always the goal!
Sandi was able to get our pre approval and approval vary quickly, me and my fiancé ended up getting stuck with a different broker through a different company who was not being fair to us and she was able to correct all of the problems he created...
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Reply from Guild Mortgage - Sandi Milohov
September 8th, 2026 03:48 PM
Thank you so much for trusting me to step in and help! I’m so glad we were able to get everything corrected, keep things moving quickly, and find a loan option that worked better for you and your fiancé. Congratulations to you both and thank...
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Guild Mortgage - Sandi Milohov has received a review with 5 star rating from Deb C
Reply from Owner
September 8th, 2026 03:47 PM
Thank you for the 5-star review!
Always does a great job
Reply from Guild Mortgage - Sandi Milohov
September 8th, 2026 03:47 PM
Thank you so much! I truly appreciate your continued trust and support. It’s always a pleasure working with you!
Sandi communicated with me throughout the process. She made it a very smooth process!
Reply from Guild Mortgage - Sandi Milohov
August 25th, 2026 09:47 PM
Thank you so much! I’m so glad you felt supported and informed throughout the process. Making things feel as smooth and stress free as possible is always my goal. I truly appreciate you trusting me to be part of your homebuying journey! ❤️
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The team at Guild Mortgage are very professional, knowledgeable, very thorough and on timely. I enjoyed working with them even though the real estate mortgage process is so tedious, but they made it simpler and efficient. I recommend this company...
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Reply from Owner
August 4th, 2026 09:26 PM
Thank you so much for your kind words! I know the mortgage process can feel tedious at times, so I’m glad our team was able to make it feel simpler and more efficient. We truly enjoyed working with you and appreciate your recommendation!
Pleasure working with you!
Reply from Guild Mortgage - Sandi Milohov
July 28th, 2026 11:41 PM
Thank you! The pleasure was all mine. I really enjoyed working with you and appreciate your partnership throughout the transaction. Looking forward to working together again soon!
Great communication and followup.
Reply from Owner
July 28th, 2026 11:41 PM
Thank you so much! I'm so glad you had a positive experience. Communication is something I really prioritize, so I appreciate you taking the time to share your feedback. It was a pleasure working with you!
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About
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan officer license in 2008. I applied to be a processor, but the manager said I was “LO material,” and I’ve been helping people finance homes ever since. What started unexpectedly became my calling. I love guiding first-time and first-generation buyers and showing them homeownership is possible. Telling someone who thought they couldn’t buy that they’re approved never gets old—those moments fuel everything I do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
FHA
Conventional
USDA
VA
First Time Home Buyers
Down Payment Assistance
Bridge
Energy-efficient
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Memberships
- Lower Columbia Association of Realtors
- Gallatin Association of Realtors
- Belgrade Chamber of Commerce
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Time Zone
Pacific Standard Time (PST)
Awards
Disclaimer
I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176; NMLS ID: 114287; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.