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Guild Mortgage - Sandi Milohov
Senior Loan Officer | NMLS# 114287
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan of... Show More
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8 AM to 5 PM
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Reviews from Web
There were a lot of issues that I felt like should have been foreseen. And it took a while for her to get back to us. I was just hoping for better communication. She did work hard to get things fixed and help us really push at the end though....
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Reply from Guild Mortgage - Sandi Milohov
February 13th, 2026 04:18 AM
Thank you for sharing your thoughts, Morgan. I appreciate your patience and understanding regarding the challenges we encountered. While I'm glad that the final push was effective, I truly regret that my communication didn't meet your expectations...
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The process has been so easy and simple. The communication was excellent and we always look forward working with Sandy. Thank you so much 😊
Reply from Sandi Milohov
February 13th, 2026 04:19 AM
I'm grateful for your feedback, Rosa. It's wonderful to know that the process felt easy and that communication was effective for you. Working with you has been a pleasure, and I look forward to future opportunities to assist you. Thank you...
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Sandi was phenomenal to work with, she was thorough in explaining information and answering questions. Would recommend!
Reply from Guild Mortgage - Sandi Milohov
February 12th, 2026 07:42 PM
I'm glad to hear that your experience was positive, Molly. Providing clear explanations and answering all questions is a priority for me. Thank you for recommending my services, and if you need any assistance in the future, feel free to reach...
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First time working with Sandi. All communications were prompt and efficient. I could tell she really cares about her clients.
Reply from Guild Mortgage - Sandi Milohov
February 12th, 2026 07:18 PM
Thank you for your kind words, James. I'm pleased to hear that the communication met your expectations. My clients are very important to me, and ensuring a smooth interaction is a priority. If you ever have further questions or need assistance...
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I have actually never worked with Sandi Milohov. All of my interactions have been through her assistant, Shannon Cavanaugh. Shannon is friendly and responsive, but she made a few mistakes on this loan. She told me that I would be able to get...
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Reply from Guild Mortgage - Sandi Milohov
February 13th, 2026 04:21 AM
Thank you for sharing your detailed feedback, Kristina. I understand that the errors and the ensuing confusion during the closing process were frustrating. I'm sorry to hear that your experience wasn't as smooth as it should have been. I'll...
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Sandi and her Team are amazing!We met her through a First Time Homebuyers class. She's friendly, forthright, experienced, and makes sure you have all the tools and knowledge needed to make the right decision for yourself. She was also available...
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Reply from Owner
January 13th, 2026 10:35 PM
Alexis, Thank you for this. This is exactly why I love doing what I do. It was a pleasure to guide you through the home buying journey and to be a part of your significant milestone. I'm glad that the First Time Homebuyers class and my support...
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My husband and I originally met Sandi 4 years ago through a Washington State First Time Home Buyers class. We had a wonderful experience with her then, but unfortunately our search had to be suspended.When we decided to start looking again,...
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Reply from Guild Mortgage - Sandi Milohov
January 13th, 2026 10:35 PM
Thank you for sharing your experience, Alexis. It was a pleasure to reconnect with you and your husband after all these years. I'm glad I could be a part of your journey once again and that you felt well-supported throughout the process. Understanding...
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Guild Mortgage - Sandi Milohov has received a review with 5 star rating from Justin B
Reply from Owner
January 13th, 2026 10:36 PM
Thank you for the high rating, Justin. If you ever need assistance, I'm here to help.
Always nice to talk to and no issues
Reply from Guild Mortgage - Sandi Milohov
January 13th, 2026 10:36 PM
I appreciate your kind words, Justin. It's important to me that conversations are pleasant and the process remains seamless. If you have any further questions or need assistance in the future, don't hesitate to reach out.
Sandi and her whole team are incredible, made the process easy and understandable
Reply from Sandi Milohov
January 13th, 2026 10:37 PM
I appreciate your kind words, Miranda. It's important to me that the process feels easy and clear, so I'm delighted to know that you found the experience enjoyable. If you have any more questions or need further assistance, please don't hesitate...
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About
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan officer license in 2008. I applied to be a processor, but the manager said I was “LO material,” and I’ve been helping people finance homes ever since. What started unexpectedly became my calling. I love guiding first-time and first-generation buyers and showing them homeownership is possible. Telling someone who thought they couldn’t buy that they’re approved never gets old—those moments fuel everything I do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
FHA
Conventional
USDA
VA
First Time Home Buyers
Down Payment Assistance
Bridge
Energy-efficient
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Memberships
- Lower Columbia Association of Realtors
- Gallatin Association of Realtors
- Belgrade Chamber of Commerce
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Time Zone
Pacific Standard Time (PST)
Awards
Disclaimer
I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176; NMLS ID: 114287; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.