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Guild Mortgage - Sandi Milohov
Senior Loan Officer | NMLS# 114287
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan of... Show More
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Guild Mortgage - Sandi Milohov has received a review with 5 star rating from Angela C
Reply from Owner
May 20th, 2026 07:26 PM
I appreciate the perfect rating, Angela. Congratulations on the purchase of your home in Kelso, WA. It was a bittersweet day for you! If you need anything feel free to reach out.
Sandi made this whole process amazing and easy she answered all my questions before I asked I highly recommend Guild and Sandi to all my coworkers and friends
Reply from Guild Mortgage - Sandi Milohov
April 14th, 2026 01:20 PM
Thank you for your kind words, Angela. I'm happy to hear that the process felt easy and that I could answer your questions effectively. Your recommendations mean a lot to me, and if you or anyone you know needs assistance in the future, please...
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We are so grateful to Sandi Milohov with Guild Mortgage for her exceptional support in helping us purchase our home. From the very first conversation, she made us feel completely comfortable, supported, and understood. She explained every detail...
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Reply from Owner
May 20th, 2026 07:28 PM
Thank you so much for your kind words, Megan. I'm truly grateful to have been a part of your home-buying journey and to hear that you felt comfortable and supported throughout the process. Your confidence in my guidance and support means a...
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Working with Sandi Milohov at Guild Mortgage was an absolute blessing. She made the process of financing our home feel effortless and completely stress-free. Sandi is knowledgeable, patient, and incredibly kind. She took the time to explain...
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Reply from Owner
May 20th, 2026 07:29 PM
Thank you so much for sharing your appreciated experience, Danny. I'm grateful to hear that my guidance and support made the financing process stress-free and helped you secure your dream home. It's truly rewarding to know that my efforts resonated...
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they were very patient with me and my questions. and saw that I was taken care of totally.
Reply from Guild Mortgage - Sandi Milohov
March 27th, 2026 01:06 PM
I'm glad to hear that you felt well-supported and that your questions were addressed with patience, Karen. It's important to me that you feel taken care of throughout the process. If there's anything else you need in the future, please don't...
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Knowledge of covenant loan
Reply from Guild Mortgage - Sandi Milohov
March 9th, 2026 12:53 PM
I appreciate you mentioning the covenant loan, Jeff. Ensuring you have the knowledge you need for such loans is important to me. If you have any more questions or need further assistance, please feel free to reach out.
Sandi and her team were phenomena! communicative through the entire process and made things feel like a breeze for us during our first home purchase. thank you!!
Reply from Owner
May 20th, 2026 07:31 PM
I'm grateful for your kind words, Kayla. It’s appreciated to know that you felt the process was smooth and that my team and I could assist you during your first home purchase. Congratulations on your first home purchase in Vancouver, WA. Thank...
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Sandi and her team were phenomena! communicative through the entire process and made things feel like a breeze for us during our first home purchase. thank you!!
Reply from Guild Mortgage - Sandi Milohov
March 9th, 2026 01:40 PM
It's wonderful to hear that the process felt smooth for your first home purchase, Kayla-Renee. Ensuring open communication throughout is something I prioritize. Thank you for sharing your experience, and if there's anything else you need in...
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Great customer service- always there for us when we had questions!
Reply from Guild Mortgage - Sandi Milohov
March 9th, 2026 05:09 PM
I'm pleased to know that the customer service met your expectations, Ottilia. Being available to answer your questions is very important to me. If you ever have more queries or need assistance, I'm here to help.
Sandi worked very hard during our loan process. There were some miscommunications along the way but she strove to rectify any missteps. Our loan scenario was not standard and she did everything she could to make it work.
Reply from Guild Mortgage - Sandi Milohov
February 14th, 2026 08:12 PM
I appreciate you sharing your experience, Jonathan. I understand how crucial clear communication is, especially during non-standard loan scenarios. I'm committed to addressing any issues promptly, and I'm glad I could help navigate the process...
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About
My journey began in 2007 when I built my first home while raising two small children—a dream come true for a kid who wanted to be a female general contractor. When the economy shifted, I found a new path in real estate and earned my loan officer license in 2008. I applied to be a processor, but the manager said I was “LO material,” and I’ve been helping people finance homes ever since. What started unexpectedly became my calling. I love guiding first-time and first-generation buyers and showing them homeownership is possible. Telling someone who thought they couldn’t buy that they’re approved never gets old—those moments fuel everything I do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
FHA
Conventional
USDA
VA
First Time Home Buyers
Down Payment Assistance
Bridge
Energy-efficient
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Memberships
- Lower Columbia Association of Realtors
- Gallatin Association of Realtors
- Belgrade Chamber of Commerce
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Time Zone
Pacific Standard Time (PST)
Awards
Disclaimer
I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176; NMLS ID: 114287; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.