Ryan Charles

Name: ALCOVA Mortgage | Midlothian
Address: 1106 North Thompson St., Richmond, Virginia, 23230
Telephone: +1-804-543-2009
Rating: 4.99

Branch Partner

ALCOVA Mortgage | Midlothian

4.99

(386)

Mortgage

Mortgage Loan Officer

Contact Info

(804) 543-2009

Richmond, VA

https://alcova.com/loan-officer/rcharles/

https://alcova.com/branch/midlothian/

Location & Business Hours

Business Hours

Tues

24 hours

Wed

24 hours

Thu

24 hours

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4.99

(386)

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5 Star

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Ryan was a great communicator, very supportive and informative throughout the process. Sandy was also excellent and I highly recommend Ryan and Alcova Mortgage!

Reply from Ryan Charles

March 4th, 2025 03:03 PM

Christine, thank you so much for your kind words! I'm thrilled to hear that you felt supported and informed throughout the process. It was a pleasure working with you, and I'm glad Sandy and I could make it a positive experience. Your recommendation...

Ryan communicated every step and was on top of the process the whole way through. We closed right on time and the process was very smooth

Reply from Ryan Charles

February 14th, 2025 01:34 PM

Thanks, Aaron! I'm thrilled to hear that you had a smooth experience and that everything stayed on track. It was great working with you, and I'm glad we could close right on time. If you ever have any more questions or need assistance in the...

Thank you Ryan for your support and helping us close! You were great- very knowledgeable and responsive.

Reply from Ryan Charles

February 13th, 2025 07:59 PM

Hi Brenda, I'm so glad to hear you had a great experience! It was a pleasure working with you and helping you close on your home. If you have any more questions or need further assistance in the future, feel free to reach out. Thanks again...

Ryan Charles is a professional who communicates very well throughout the loan process. He's helped me with several mortgages over the years and he's always given great advise... including advise against a loan or refinance if he felt it wasn't...

Reply from Ryan Charles

January 24th, 2025 06:13 PM

Hey Kevin, I truly appreciate your positive feedback and I'm glad to hear that you've had such a good experience with my services. Your trust in me and my judgement means a lot, and I'm pleased that I've been able to provide you with valuable...

Ryan and his associates are always very communicative, efficient, and friendly. They make understanding and following the process very easy and seamless. This is our second time working with Alcova and we're extremely grateful for their expertise...

Reply from Ryan Charles

January 6th, 2025 01:17 PM

Hi Debra, thank you so much for your kind words and for the 5-star rating! I'm thrilled to hear you've had positive experiences with us at ALCOVA Mortgage, not once, but twice. Communication, efficiency, and friendliness are values we strive...

Ryan has twice now made the home buying process easy and fast. He shares knowledge and provides good insights.

Reply from Ryan Charles

January 6th, 2025 01:13 PM

Thanks for the glowing review, Ryan! I'm delighted to hear that you had a positive experience with the home buying process for a second time. It's my goal to simplify the process and provide valuable insights to all my clients. I look forward...

Had a great experience working with Ryan and I will suggest him to friends and family that may need his services in the future.

Reply from Ryan Charles

December 16th, 2024 02:15 PM

I'm really glad to hear you had a great experience, William. The trust you've placed in me and your willingness to recommend my services to friends and family is greatly appreciated. It was a pleasure helping you with your mortgage needs at...

wonderfull experience

Reply from Ryan Charles

November 29th, 2024 09:03 PM

I'm thrilled to hear that you had a wonderful experience, Dale. Your positive feedback means a lot to me and the entire team at ALCOVA Mortgage. We aim to provide the best service to our customers, and your review reaffirms the hard work we...

Ryan did a great job of communicating our options and made a very stressful process easy.

Reply from Ryan Charles

November 28th, 2024 02:33 PM

I'm thrilled to hear that I was able to make the process easy for you, George. Communication is key, especially when it comes to understanding your options. Your positive feedback is much appreciated. Thanks for choosing ALCOVA Mortgage and...

We trust Ryan to guide us!

Reply from Ryan Charles

November 28th, 2024 02:06 PM

I'm thrilled to hear you put your trust in me, Christine. It's my top priority to provide reliable guidance to all my clients at ALCOVA Mortgage. Knowing you rated my services with 5 stars truly makes my day. Thank you for sharing your positive...

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About

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

Conventional Home Loans

VA Home Loans

FHA Home Loans

USDA Home Loans

First Time Home Buyer Loans

Down Payment Assistance

Jumbo Home Loans

DSCR Loans

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Time Zone

Eastern Standard Time (EST)

Licenses

NMLS ID# 247505

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