Ryan Charles
Branch Partner
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting...... Show More
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24 hours
Thu
24 hours
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24 hours
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Reviews from Web
Great communication. Explained financing options available, answered my questions promptly and concisely. Very professional while still being friendly. Great response time. Made the complex, confusing and somewhat intimidating experience of...
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Easy application set up and great communication
Reply from Ryan Charles
June 6th, 2026 09:29 PM
David, I appreciate your feedback on the application setup and communication. I'm glad to know you had a positive experience. If you need any further assistance, feel free to reach out.
The whole process was smooth
Reply from Ryan Charles
June 4th, 2026 01:36 PM
James, I'm pleased to hear that the process went smoothly for you. If you have any more questions or need further assistance, please feel free to reach out.
Had a few questions and he took several minutes to explain everything in detai .
Ryan was incredibly supportive throughout the mortgage process and always made himself available whenever we reached out by text or email. He took the time to answer all of our questions and address any concerns we had about buying a home.Thanks...
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Reply from Ryan Charles
June 2nd, 2026 12:49 AM
Thank you, Dave, for your kind words. I'm happy to know that I could support you throughout the mortgage process and be available for your questions and concerns. If there's anything else you need, please feel free to reach out.
Ryan was on top of everything. Responding quickly to any of my questions. Made the whole process seamless.
Reply from Ryan Charles
June 1st, 2026 02:07 PM
I'm glad to hear that I could make the process seamless for you, Cynthia. It was a pleasure to assist and respond quickly to your questions. If there's anything else you need, please don't hesitate to reach out.
Our refinance process was incredibly smooth. Ryan promptly answered all our questions and made the entire process seamless. His support staff is equally excellent and responsive.
Reply from Ryan Charles
May 30th, 2026 09:20 PM
I'm thankful for your positive feedback, Deanna. It's great to hear that the refinance process went smoothly and that my support staff and I could assist you effectively. If you have any more questions or need further assistance, please feel...
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Ryan was so helpful and patient with us as first time buyers
Reply from Ryan Charles
May 20th, 2026 12:15 PM
I'm pleased to hear that you found my assistance helpful and patient, Michael. It's great to know I could support you as first-time buyers. If you have any more questions or need further assistance, feel free to reach out.
Ryan was excellent to work with! Whenever I had a question he was quick to get back with me with answers that he made sure I understood. When talking with Ryan you know he has great experience and feel well taken care of. Highly recommend your...
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Ryan has been amazing from start to finish. As a first time home buyer, we had so many questions. He answered all of them easily and was always there for us. He's made this whole process a breeze!
Reply from Ryan Charles
May 16th, 2026 12:17 PM
I'm grateful for your kind words, Eden. It's nice to know that I could make the home-buying process smoother for you as a first-time buyer. I'm happy to have been there to answer all your questions and support you every step of the way.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance