Ryan Charles
Branch Partner
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Ryan is awesome
Reply from Ryan Charles
November 25th, 2024 03:29 PM
I'm absolutely delighted to hear that you were pleased with my work, Joshua. It was a pleasure to help you through your mortgage journey at ALCOVA Mortgage! Thanks for taking the time to leave a review and giving a 5-star rating. Looking forward...
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Ryan was very responsive and helpful during the entire process.
Reply from Ryan Charles
November 22nd, 2024 01:43 PM
Hi Dawn, I'm so happy to hear that you found my services helpful and responsive. It was a pleasure to assist you throughout your mortgage process at ALCOVA Mortgage. I appreciate the perfect rating and your positive feedback. Should you have...
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Ryan and his team were great to work with. Very knowledgeable, easy to work with, and very responsive.
Reply from RYAN CHARLES
November 6th, 2024 02:38 PM
Matthew, thank you for your fantastic review! It's always rewarding to know that you found value in the service provided by my team and I at ALCOVA Mortgage. We aim to be knowledgeable, responsive, and easy to work with and your affirmation...
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This is our second time working with Ryan and he always exceeds expectations. We greatly appreciated all his help in making this process as easy as possible.
Reply from RYAN CHARLES
October 4th, 2024 12:25 PM
It's always a pleasure working with you, Matthew. I'm glad to hear that your experience with me at ALCOVA Mortgage has been positive again. I strive to make the process as easy as possible for my clients and I'm delighted that I've managed...
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Ryan,
Was simply great in helping us through the loan proces!
Reply from RYAN CHARLES
September 24th, 2024 02:12 PM
I'm thrilled to hear about your positive experience with the loan process, Lyndon. Your feedback is greatly appreciated and it was a pleasure to assist you. Thank you for choosing ALCOVA Mortgage and for leaving such a high rating. If you ever...
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Ryan was great. Definitely refinancing with him again when the rates go down.
Reply from RYAN CHARLES
August 31st, 2024 12:24 PM
I really appreciate your kind words and high rating, Trever. It was my pleasure to assist with your refinancing needs. I too look forward to the potential of working together again when the rates drop. Remember, I'm always here to help with...
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Ryan walked us through the complete process from end to end and made us comfortable with the home buying journey. As first time home buyers we weren't sure what to expect or what we could afford and Ryan provided us with realistic expectations...
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Reply from RYAN CHARLES
August 11th, 2024 07:19 PM
Davis, thank you so much for the stellar review! I am glad you felt comfortable with the home buying process and that my team and I were able to ease your worries as first time home buyers. It's always our aim at ALCOVA Mortgage to provide...
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Always thoroughly responsive to questions and concerns I had throughout the process.
Reply from RYAN CHARLES
July 7th, 2024 02:26 PM
I appreciate your kind words, Nelson. It's always my priority to keep my clients informed and comfortable throughout the process. I'm glad I was able to meet your expectations and provide you with a 5-star experience at ALCOVA Mortgage. If...
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Ryan and his team were amazing and made the process easy.
Reply from RYAN CHARLES
July 4th, 2024 03:56 PM
I'm thrilled to hear that you found our process easy, Michael. Making sure the experience is simple and seamless for our clients is a top priority for us at ALCOVA Mortgage. Your positive feedback is greatly appreciated and I'm glad my team...
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Ryan was very responsive, always available, provided sound advice, and made it so that we were able to close within 3 weeks of going under contract. A wonderful experience.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance