

Ryan Charles
Branch Partner

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Reviews from Web
I was referred to Ryan by a friend and as a result of the outstanding service, I have referred many friends and family members. Ryan was very prompt and thorough when responding to my questions and concerns. Each request was met with a timely...
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Ryan helped us originally find financing for our house and walked us through all of the steps and questions we had as first-time home buyers. A few years later, when interest rates dropped, he mentioned in one of his personalized quarterly...
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Ryan is one who will not waste your time. He will tell you up front if it's worth refinancing or not. I know, because he told us not to do it at one point. How ever this last time was a great time to refinance and it took no time at all to...
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I cannot say enough about how impressed I was with Ryan. A lot of people over promise and under deliver. Everything he said he would do, he delivered on. I had a great experience and would strongly suggest others give him a shot. I am sure...
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Ryan Charles is an exceptional person to do business with. I couldn't ask for better customer service and the rate he got me on my house was unbelievable. I would highly recommend Ryan to anyone even thinking about a home mortgage.
Ryan is extremely knowledgeable and takes the time to make sure you understand every part of the loan process. During my first call with him he took 45 minutes to answer all of my questions, patiently and thoughtfully. I was busy at work during...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance