Ryan Charles
Branch Partner
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Reviews from Web
Ryan and his processor, Sandy are the best! I can't say enough wonderful things about Ryan's communication, responsiveness, and efficiency throughout the process. We have worked with Ryan through both refinancing and home purchase. All have...
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Reply from Ryan Charles
July 4th, 2025 12:45 PM
I'm thrilled to hear about your positive experiences with both your refinancing and home purchase. It was a pleasure working with you, and I appreciate your kind words about my communication and efficiency. Sandy and I are grateful for your...
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Ryan was fantastic throughout my home-buying experience! He was extremely knowledgeable, helpful, made himself available for any and all questions, and truly made the process feel easy. Thank you, Ryan!
Reply from Ryan Charles
June 24th, 2025 01:25 PM
I'm thrilled to hear that your home-buying experience was smooth and that I could assist you effectively. Thank you for your kind words, Kayley. It was a pleasure working with you.
As a second time home buyer, words hardly describe how greatful I am for Ryan. His quick work and outstanding communication far exceeded anything I've experienced in the past. I hope to work with him again in the future, as well as recommend...
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Reply from Ryan Charles
June 7th, 2025 02:05 PM
I'm thrilled to hear about your positive experience, Adam. It was a pleasure assisting you with your home buying process, and I'm grateful for your kind words and recommendations. I look forward to the opportunity to work with you again in...
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Ryan was straigtht forward with his cousel and up front about everything.
Reply from Ryan Charles
June 5th, 2025 02:27 PM
I'm glad to hear that you found my counsel straightforward and appreciated the upfront approach. It was a pleasure assisting you with your mortgage needs at ALCOVA Mortgage. Thank you for your positive feedback.
Ryan was informative, clear, and personable throughout the process. So easy to work with And great at follow up.
Reply from Ryan Charles
June 3rd, 2025 08:36 PM
I'm thrilled to hear that you found the process informative and clear, Ashley. It was a pleasure working with you, and I'm glad I could make the experience easy and personable. Thank you for your kind words and for choosing ALCOVA Mortgage.
Ryan is very knowledgeable in his field and is a very nice person to deal with. Easy to talk to and explains everything in plain english. Would recommend him to anyone needing a broker.
Reply from Ryan Charles
May 29th, 2025 01:14 PM
I appreciate your kind words, Keith. I'm glad to hear that you found our interactions informative and comfortable. Thank you for your recommendation; it was a pleasure assisting you with your mortgage needs.
Thank you for answering seven million questions and keeping us informed along the way!
Reply from Ryan Charles
May 15th, 2025 06:38 PM
I'm glad I could assist you and answer all your questions throughout the process. Keeping you informed is a top priority. Thank you for your kind words and for choosing ALCOVA Mortgage.
Ryan gave us his full attention and made it seem like we were his only clients. He provided us with prompt responses and was very friendly yet professional. I highly recommend him.
Reply from Ryan Charles
May 10th, 2025 11:44 PM
I'm thrilled to hear that you felt well-attended to and valued throughout your experience. It was a pleasure working with you, and I greatly appreciate your recommendation.
Ryan was very thorough from the very first phone call to the final email of our home buying journey.
Ryan was very thorough from the very first phone call to the final email of our home buying journey.
Reply from Ryan Charles
April 5th, 2025 10:56 AM
I'm thrilled to hear that you found my support thorough throughout your home buying journey. It was a pleasure assisting you, and I appreciate your kind words.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance