Ryan Charles
Branch Partner
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
Ryan is always quick to respond to any questions and willing to take the time to explain things.
Reply from Ryan Charles
November 10th, 2025 01:45 PM
I appreciate you taking the time to share your feedback, Kevin. It's important to me to be responsive and ensure that any information I provide is clear and comprehensive. If there's anything more you need, I'm here to help.
Ryan was very helpful and answered all my questions. He gave me great advice and explained everything in a way that I could understand. I will definitely recommend him to anyone I know who is buying a house or refinancing. I was pleasantly...
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Reply from Ryan Charles
November 5th, 2025 11:01 PM
I'm pleased to know that I could assist you by answering your questions and providing valuable advice, Kerry. It's important to me that everything is clear and easy to understand. Your willingness to recommend my services is truly appreciated,...
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Ryan is the best, he makes business very easy for us, and we have a very complex scenario with several rental properties.
Reply from Ryan Charles
October 4th, 2025 03:50 PM
Managing complex scenarios can be challenging, so I'm pleased to know I could assist in making the process easier for you and your rental properties, Alex. If there's anything further you need or any questions that arise, feel free to contact...
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Great, thanks
Reply from Ryan Charles
October 2nd, 2025 12:44 PM
Thank you for the positive feedback, Paul. If there's anything else I can help with in the future, please feel free to reach out.
Ryan makes everything so easy. He explains everything in a way that anyone could understand. He is really easy to work with and is always there to help when you need him. 10/10 and would and will reccomend to everyone.
Reply from Ryan Charles
September 17th, 2025 06:28 PM
I'm glad to hear that I could make the process easier for you, Michael. It's important to me that everything is clear and straightforward. Your recommendation means a lot, and if you ever need further assistance, I'm always here to help. Thank...
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Ryan was outstanding from start to finish. There wasn't a loop ryan wasn't willing to junk through to make this as easy as possible for me and my family. There's no many people left thats as kind as he was. This was our third time trying to...
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Reply from Ryan Charles
September 12th, 2025 06:02 PM
It's really rewarding to hear about your positive experience, Kyle. I am grateful for the chance to support you through this important journey with ALCOVA Mortgage. Your perseverance and kind words mean a lot, and I'm glad I could provide a...
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Ryan was outstanding from start to finish. There wasn't a loop ryan wasn't willing to jump through to make this as easy as possible for me and my family. There's not many people left thats as kind as he was. This was our third time trying to...
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We have taken advantage of Ryan's expertise numerous times. We have never been disappointed with any of the work he has done for us. Thank you, Ryan!
Reply from Ryan Charles
September 7th, 2025 12:20 AM
I truly appreciate your continued trust and support, Gerald. It's always my aim to provide you with a reliable and satisfactory experience. Thank you for sharing your thoughts and allowing me the opportunity to assist you multiple times at...
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Always available to answer questions, met us at our level and very understanding. went extra mile to guide us through the loan process.
If we are to do this over again we definitely go for Ryan.
Reply from Ryan Charles
September 1st, 2025 03:46 PM
Thank you, Medrine, for sharing your experience. I'm pleased to know that I could be there for you at every step and meet you right where you needed. It's important to me that the loan process is as seamless and guided as possible. I'm truly...
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It's hard to find client focus support. I was greatful for the awesome support Ryan provided. Always willing to answer my questions and extremely responsive to call backs. Thank you Ryan.
Reply from Ryan Charles
July 7th, 2025 01:53 PM
Thank you, James, for your kind words. I'm glad to have been able to provide you with the support and responsiveness you needed. It was a pleasure assisting you at ALCOVA Mortgage. If you have any further questions or need assistance in the...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance