

Ryan Charles
Branch Partner

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
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24 hours
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24 hours
Sat
24 hours(Open now)
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Reviews from Web
Mr. Charles really impressed us from the very beginning of our interactions until our closing was complete. We had a unique and confusing financial situation and called many mortgage lenders in efforts to get clarification on what were our...
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At the beginning of this year I was referred to Ryan Charles by a good friend of mine who had worked with him on her mortgage and had a great experience. When I first contacted Ryan and submitted a mortgage application, my credit was not where...
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It was pleasure for us to work with Ryan Charles and his team to get our new home. They are very professional, helpful and they make the process very easy for you. Highly recommended.
My entire 'buying a house ' experience was made so much easier with Ryan and his very capable staff. He stayed in contact with me while I was looking for a house, during the buying process and even after closing. He's a really nice person,...
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My experience with Ryan and his staff was excellent! They are very friendly and caring and work very hard to keep you up to date on the whole process. I would highly recommend Ryan Charles to anyone.
A big thank you to Ryan and his team for creating such a positive home buying experience. From taking the time to explaining the entire process to being able to provide competitive rates, his professionalism and knowledge of the mortgage industry...
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My close with Alcova was the least stressful close that I have ever had. My real estate agent was so impressed with them that he is adding them as a preferred lender. Carol updated me frequently throughout the entire process. We were so far...
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If buying your home was not informative, smooth, fast or fun then you should have used Alcova Mortgage! Ryan and Carol made sure that they were there with us every step of our home buying process and helped us to learn about each step...they...
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We had an excellent experience with Ryan Charles. Very professional, informative and friendly. He really took the time to answer all of our questions thoroughly and reached out to us proactively throughout the process. Highly recommend!
I am a small business owner and therefore have always had trouble getting a mortgage without jumping through multiple hoops. Ryan and his team real made the process very smooth with no sudden issues popping up. With their help we were able...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance