

Ryan Charles
Branch Partner

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Best lender, hands down!Ryan was absolutely amazing through the whole process and made sure everything ran smoothly and ALWAYS followed through everything! He helped us close on our home in less then 30 days, with not one set back! Ryan made...
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Ryan and his team were able to help me when no one else would. On top of that he was consistently a consummate professional throughout my lending process.
We discovered Ryan and Alcova Mortgage through a referral. Finding a house can be a very stressful and anxious time. Ryan Charles and his team at Alcova Mortgage did an incredible job of preparing us for our loan before we ever found our house....
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I am glad I spoke to Ryan before I made my decision on purchasing my second home. Ryan and his team went above and beyond from day one through closing (getting us into our new home 10 days early!). The personal attention I received from Ryan...
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Ryan was referred to us by both family and friends in the Richmond, VA area. Not only were we impressed with Ryan himself, but his staff was incredibly helpful & supportive throughout the loan process. They were diligent, responsive and ultimately...
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Ryan and his friendly and highly professional staff were there to help us through the process of buying our first home from day one through closing. Their personal attention to detail sets them far apart from any other broker or lender in the...
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For the last few years I have been renting nice homes, while envisioning owning one of my own. I decided to check out some of the basic requirements in order to reach that goal. After beginning that process, I contacted several mortgage companies....
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Ryan is friendly, organized, driven, professional - and he puts in the hours to ensure his customers are receiving the best rates and service. He is also very active in the community and “in the know” regarding current developments in the greater...
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Ryan and his support team (Kathy and Carol) certainly went above and beyond what I had expected in all steps of the process. I was recommended Ryan by my real estate agent, and I couldn’t have asked for a better mortgage company to work with....
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Finding the perfect house is hard enough in itself so being able completely eliminate the worry of securing a mortgage was a huge relief. Ryan and his team were very thorough in their requests for information, it was detailed so I understood...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance