Ryan Charles
Branch Partner
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Reviews from Web
Ryan and his team were great!!! We were new to Virginia and they were there throughout the entire process. I chose Ryan because he was sincere, straightforward and personally involved. In addition, his team was great. They were responsive,...
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Ryan and his team were absolutely incredible. They kept us informed throughout our entire loan process, got us an amazing rate, and were quick to respond to our questions. We could not be more pleased with how wonderful Ryan and his Client...
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If you are in the market to purchase or refinance the first call you should make is to Ryan Charles with Alcova Mortgage. He and his staff were always one step ahead of everything and made the process of a new home loan super smooth and easy!!...
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This was our first home and we picked a great office to work with. I was always kept up to date on where we were in the process and they answered my twenty million questions without hesitation. I would definately recommend!
I contacted Ryan Charles based on the reviews I read on Zillow. The reviews are absolutely true. Ryan and Carol and the team were very professional and guided me through the mortgage finance with great expertise, answered my questions in a...
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I recently bought a house and I was expecting a timely and difficult closing process because that's what I had experienced 3 years ago with my first house. The process literally was SO easy, especially with Carol being so thorough and up front...
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We have used Ryan and his team on multiple real estate transactions including purchasing a new home, selling an existing property and refinancing both our primary home and a rental property. Ryan and his team are excellent! They never hesitate...
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From start to finish, the process with Ryan and his team at Alcova was remarkable. I was recommended to Ryan through my realtor. When I first called him, he literally spent 45 minutes with me explaining the different markets in the Richmond...
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We shopped multiple lenders when we were purchasing our home. We decided on Ryan Charles and Alcova Mortgage- and we are so glad we did! He had competitive rates and his communication skills were exemplary. The potentially complicated mortgage...
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My experience with Ryan has been phenomenal. He was very helpful from the beginning, He responded to my injury in records time. He helped explain this company’s ways of doing things and the process that is needed to purchase a home. He and...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance