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Ryan Charles - Branch Partner in Richmond, VA

Ryan Charles

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Branch Partner

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Location & Business Hours
Business Hours
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24 hours
Wed
24 hours
Thu
24 hours
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5 Star
99%
4 Star
1%
3 Star
0%
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Reviews from Web
  • Zillow
    J
    James S
    Henrico, VA
    Posted on November 8th, 2016 12:00 AM
    Ryan and his team were great to with. They were extremely knowledgeable and guided me through every step in the process of buying my new home. They could not have made the process any easier or quicker.
  • Zillow
    Y
    Youneakj
    Midlothian, VA
    Posted on November 1st, 2016 12:00 AM
    Ryan and his team made the refinance process more than easy. By far the best mortgage transaction my wife and I have ever completed. Do yourself a favor and make life easy with Ryan and his team.
  • Zillow
    S
    Stewart T
    Henrico, VA
    Posted on November 1st, 2016 12:00 AM
    Ryan and Carol at Alcova Mortgage made home financing a seamless experience. Through every step of the process, I was provided full service support to ensure the best outcome for my situation. Ryan even showed up at closing to ensure there...
    read more
  • Zillow
    J
    Joseph S
    Chesterfield, VA
    Posted on November 1st, 2016 12:00 AM
    Ryan Charles and his team at Alcova Mortgage were absolutely fantastic when dealing with the loan servicing of our new construction home. Ryan was very transparent throughout the entire process and his assistant Carol was extremely detailed...
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  • Zillow
    Z
    Zuser20160402073334560
    Dunedin, FL
    Posted on October 30th, 2016 12:00 AM
    Ryan and his team were great to work with. They communicated very well every step of the process and got me home right on time. Very hard workers and I look forward to working with them again.
  • Zillow
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    Cigar S
    Hampton, VA
    Posted on October 29th, 2016 12:00 AM
    Ryan and Carol both made the home purchase a very calm, professional experience. They both attend to detail and follow up on everything they tell you will be done.
  • Zillow
    M
    Meadowscamelot
    Henrico, VA
    Posted on October 21st, 2016 12:00 AM
    I was referred to Ryan Charles by an another Mortgage lender who was unable to help me. I was assigned to Carol Richardson..........best person ever!
  • Zillow
    J
    Jperry525
    Richmond, VA
    Posted on October 5th, 2016 12:00 AM
    Ryan & Tiffani were fantastic to work with! They made a process that seemed very scary and confusing be very easy because of their dedication, expertise, knowledge, consideration, and professionalism. We had a difficult closing situation due...
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  • Zillow
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    Pmagno
    Powhatan, VA
    Posted on September 28th, 2016 12:00 AM
    Ryan and Carol at Alcova were great to work with. They explained the process, answered any questions and gave advice when needed. What could have been a very stressful event was extremely smooth and a great learning experience to boot.
  • Zillow
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    Wcurrin
    Midlothian, VA
    Posted on September 26th, 2016 12:00 AM
    Ryan and his team are always on top of things and make the process easy. I would recommend them to anyone looking to purchase or refinance in the Richmond metro area. Their communication is top notch and you always know where you are in the...
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    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 247505
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance