

Ryan Charles
Branch Partner

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Ryan and his team were great to with. They were extremely knowledgeable and guided me through every step in the process of buying my new home. They could not have made the process any easier or quicker.
Ryan and his team made the refinance process more than easy. By far the best mortgage transaction my wife and I have ever completed. Do yourself a favor and make life easy with Ryan and his team.
Ryan and Carol at Alcova Mortgage made home financing a seamless experience. Through every step of the process, I was provided full service support to ensure the best outcome for my situation. Ryan even showed up at closing to ensure there...
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Ryan Charles and his team at Alcova Mortgage were absolutely fantastic when dealing with the loan servicing of our new construction home. Ryan was very transparent throughout the entire process and his assistant Carol was extremely detailed...
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Ryan and his team were great to work with. They communicated very well every step of the process and got me home right on time. Very hard workers and I look forward to working with them again.
Ryan and Carol both made the home purchase a very calm, professional experience. They both attend to detail and follow up on everything they tell you will be done.
I was referred to Ryan Charles by an another Mortgage lender who was unable to help me. I was assigned to Carol Richardson..........best person ever!
Ryan & Tiffani were fantastic to work with! They made a process that seemed very scary and confusing be very easy because of their dedication, expertise, knowledge, consideration, and professionalism. We had a difficult closing situation due...
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Ryan and Carol at Alcova were great to work with. They explained the process, answered any questions and gave advice when needed. What could have been a very stressful event was extremely smooth and a great learning experience to boot.
Ryan and his team are always on top of things and make the process easy. I would recommend them to anyone looking to purchase or refinance in the Richmond metro area. Their communication is top notch and you always know where you are in the...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance