

Ryan Charles
Branch Partner

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Reviews from Web
Ryan and his team were great every step of the process and went above and beyond typical customer service. A member of the team met me on a Saturday morning to pick up some paperwork when I was having technology issues, and was available via...
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The was the best experience we have ever had with buying a new home. They guided us thru the process, answered all of our questions and make it so easy.
Ryan Charles and his team were extremely helpful during my home buying process. This was my first house and they made it an incredibly smooth process. Any questions or assistance I needed, they were there to give me and if the answer wasn't...
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I first want to say I buy atleast 1 house a year as a residential investor. I was steered towards Ryan due to running into several other companies who always talked a good game but then fell flat on their promises. Ryan, Tiffany and the entire...
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This was our first time buying a home, and Ryan was extremely accommodating and knowledgeable regarding all of my questions. He never made me feel I was bothering him and always picked to the phone when I called. His advice and the resulting...
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Ryan was available whenever I needed help. He was always able to get clear answers to my questions and concerns. If Ryan was not available a member of his team was there to help with the loan process.
Ryan and his team provided exceptional service to me and my family in refinancing our mortgage. He and his partners provided detailed information regarding our options as we moved to avoid PMI and made the process as painless as possible. Highly...
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Very helpful, knowledgeable, and personable guy. Did 3 refinances in past and working on a future fourth. Right advice for a construction loan which we are working on in the future
My credit score is OK but it is less than ideal. Ryan and his staff worked hard to get me the best rate - which is competitive with the "best" rates. The only issue I had is I think they could have been a little bit more informative about a...
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Ryan and his team did an amazing job with my refinance! My first impression with Ryan was very positive, as he answered my phone call while on vacation and took about 10 minutes to listen to my situation and give me some preliminary quotes....
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance