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Ryan Charles - Branch Partner in Richmond, VA

Ryan Charles

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Branch Partner

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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5 Star
99%
4 Star
1%
3 Star
0%
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1 Star
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Reviews from Web
  • Zillow
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    Channa M C
    Richmond, VA
    Posted on April 26th, 2019 12:00 AM
    I would recommend Ryan to anyone. He was such a pleasure to work. Before starting the process with Ryan, he took the time to answer all of my general mortgage questions. He outlined what I could expect if I worked with him through Alcova and...
    read more
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    Jeff K
    Chesterfield, VA
    Posted on April 3rd, 2019 12:00 AM
    Ryan and his team were phenomenal. They made the process easy and painless. Kept me informed throughout the process. Would definitely do business with Ryan and team again!
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    S
    Sharon M
    Columbia, VA
    Posted on March 30th, 2019 12:00 AM
    I couldn’t of asked for a better team with my first home purchase! Ryan and Carol helped me through every step, answered every question, closed earlier and even got me $$ back at closing. I would never look anywhere else and would HIGHLY recommend...
    read more
  • Zillow
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    Zuser201407301151272
    Midlothian, VA
    Posted on February 20th, 2019 12:00 AM
    Ryan was awesome to work with. ALCOVA called me 3-5 times a week to give me an update on my loan status, and to keep me informed of what was going on on their side of the process. There was NEVER a time over the 45 days of working with him...
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    Matt S
    Powhatan, VA
    Posted on February 14th, 2019 12:00 AM
    I just recently bought a New Construction home with Ryan Charles as my Loan Officer. It was an extremely painless and simple process even though we faced issues with the government shutdown effecting our loan at first. Ryan was exceptionally...
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    Michelle J
    Chesterfield, VA
    Posted on February 13th, 2019 12:00 AM
    We found our new home the Saturday after Christmas and decided we wanted to make an offer ASAP. In order to do that we needed some information about the loan and we needed our preapproval letter. The fact that it was during the holidays and...
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    Ron H
    Chesterfield, VA
    Posted on January 10th, 2019 12:00 AM
    You know when you have experienced fantastic customer service and you come away saying “why can’t everybody be like that..”; my wife & I were saying that after working with Ryan & his staff. This was not our 1st house purchase and I found myself...
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    Jodi H
    Chesterfield, VA
    Posted on January 9th, 2019 12:00 AM
    Ryan & Carol were wonderful to work with. They are extremely responsive and experts in their field. We could not be happier with our experience and would highly recommend them to all.
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    Kelly T
    Alexandria, VA
    Posted on November 20th, 2018 12:00 AM
    As a first time home buyer, I was very nervous and really anxious about the whole process. Ryan and his team were amazing! They walked me through the process, gave me honest advice and were of assistance at every step. Would highly recommend!...
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    Amanda M
    Ashland, VA
    Posted on November 13th, 2018 12:00 AM
    Ryan and his team made my refinance process painless, simple, quick, and easy. I always knew the status of my refi and they explained everything in detail so that I understood what was going on. The Alcova Mortgage team will be my recommendation...
    read more
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    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 247505
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance