

Ryan Charles
Branch Partner

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Ryan and his team made the purchase of our 2nd home so easy. Ryan gave us great advice and guidance through the whole process and made us so comfortable. As you can imagine, this was a big decision to make for our family and we had a lot of...
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I've worked with Ryan a couple times now and couldn't ask for a more professional team. Ryan, Carol and Tiffani were there from start to finish always answering questions and providing updates to keep things on schedule. Carol especially did...
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Ryan and his team did a great job closing my loan. Carol was a joy to work with as she kept me updated every step of the way. I’ve worked with other lenders with very poor communication so it was a relief to have these guys constantly call...
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Thinking back over this process brings tears to my eyes. I’ve never done business we a company and didn’t want to say good bye. I’ve had to start and stop this process several times due to personal life events, but every time I started they...
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This company goes above and beyond to ensure everything is done right and in a timely manner. They are extraordinarily communicative, competent, and trustworthy. We could breathe easily knowing they’re handling our closing. Highly recommend!...
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Everyone that I encountered at ALCOVA demonstrated a keen sense of purpose and the desire to help us accomplish our goal quickly. The dedication displayed by all of those involved provided us with comfort in knowing that they had our best interest...
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I had a great experience with Ryan Charles and his team at Alcova Mortage Midlothian. They are truly professionals, and friendly ones at that! Ryan and Carol kept me updated at every stage of the home buying process. They were super responsive...
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Great to work with Ryan and Carol. I had been looking for a second home for a couple of years. Ryan provided great advice and checked in every 6 months or so without any pressure. When I was finally at a point to move forward, their team was...
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We just closed on our loan with Ryan and team at Alcova and it was a seamless process. Ryan is extremely knowledgeable about various situations we discussed and Carol is very proficient and kept us up to date every step of the way. We would...
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I really enjoyed withing with Ryan and his team. No question was too trivial for them to answer and they were very accessible. I felt very taken care of during the whole process and there were no surprises. Ryan did not push any 1 agenda but...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance