

Ryan Charles
Branch Partner

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Early 2018 we purchased a home and went with Alcova, and specifically Ryan and Carol, for our mortgage. In September of this year (2019), Ryan contacted me because he thought it may be the right time for us to restructure our loan for a better...
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As a first time buyer living out of state, Ryan exceeded my expectations. He and Carol made the entire process easy and stress free! Warm and professional, I couldn't have asked for a better experience!! Thanks again!!
As a first time buyer living out of state, Ryan exceeded my expectations. He and Carol made the entire process easy and stress free! Warm and professional, I couldn't have asked for a better experience!! Thanks again!!
We had a quick closing and Ryan stepped in to get us a great rate and then Carol moved so quickly. We had tried a couple of other lenders, but Ryan found the best deal and Carol's service was unmatched. We will definitely use them again!
Reply from Owner
October 4th, 2019 12:00 AM
Thank you for the stellar review! We think Ryan and Carol are pretty awesome, too!
Going through this process with Ryan and Carol was beyond any expectations we had. They are EXCELLENT at timely, thorough communication. They made sure we ALWAYS understood each step along the way. My favorite thing is their lack of any procrastination....
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Reply from Alcova Mortgage LLC
June 18th, 2019 02:35 PM
Yep! You nailed it! This is our dream team. We appreciate your review!
Going through this process with Ryan and Carol was beyond any expectations we had. They are EXCELLENT at timely, thorough communication. They made sure we ALWAYS understood each step along the way. My favorite thing is their lack of any procrastination....
read more
Reply from Owner
June 18th, 2019 12:00 AM
Yep! You nailed it! This is our dream team. We appreciate your review!
I've been through the mortgage refinance process in the past and never before was it as clearly articulated and my expectations so well managed and met. Ryan and Carol kept me in the loop throughout the process, were always available to answer...
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It had been quite a few years since we purchased our last property and honestly, I was a bit nervous about dealing with the ins and outs of obtaining a mortgage. In just one call with Ryan, my nerves were calmed. He is an expert on lending...
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I was really pleased to have found Ryan. Haven't bought or sold a house in over 35 years so was a little nervous but let me tell you Alcova Mortgage was with me all the way. Made things easy and comfortable.
I'm so happy with my home and the dedication that was put in place by Alcova's staff. I first want to thank all parties, Carol, Tiffany and Ryan personally. They're focusing on making me a homeowner, never faded away. They were on top of everything...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance