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Ryan Charles - Branch Partner in Richmond, VA

Ryan Charles

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Branch Partner

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
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0%
1 Star
0%
Reviews from Web
  • Zillow
    B
    Brandon & B C
    Powhatan, VA
    Posted on October 24th, 2019 12:00 AM
    Early 2018 we purchased a home and went with Alcova, and specifically Ryan and Carol, for our mortgage. In September of this year (2019), Ryan contacted me because he thought it may be the right time for us to restructure our loan for a better...
    read more
  • Zillow
    J
    Joy F N O
    Posted on October 22nd, 2019 11:20 PM
    As a first time buyer living out of state, Ryan exceeded my expectations. He and Carol made the entire process easy and stress free! Warm and professional, I couldn't have asked for a better experience!! Thanks again!!
  • Zillow
    J
    Joy F N O
    Midlothian, VA
    Posted on October 22nd, 2019 12:00 AM
    As a first time buyer living out of state, Ryan exceeded my expectations. He and Carol made the entire process easy and stress free! Warm and professional, I couldn't have asked for a better experience!! Thanks again!!
  • Zillow
    C
    Chris P
    Richmond, VA
    Posted on August 23rd, 2019 12:00 AM
    We had a quick closing and Ryan stepped in to get us a great rate and then Carol moved so quickly. We had tried a couple of other lenders, but Ryan found the best deal and Carol's service was unmatched. We will definitely use them again!
    Reply from Owner
    October 4th, 2019 12:00 AM
    Thank you for the stellar review! We think Ryan and Carol are pretty awesome, too!
  • Zillow
    M
    MSDelaney
    Posted on June 11th, 2019 01:51 AM
    Going through this process with Ryan and Carol was beyond any expectations we had. They are EXCELLENT at timely, thorough communication. They made sure we ALWAYS understood each step along the way. My favorite thing is their lack of any procrastination....
    read more
    Reply from Alcova Mortgage LLC
    June 18th, 2019 02:35 PM
    Yep! You nailed it! This is our dream team. We appreciate your review!
  • Zillow
    M
    Msdelaney
    Sandston, VA
    Posted on June 10th, 2019 12:00 AM
    Going through this process with Ryan and Carol was beyond any expectations we had. They are EXCELLENT at timely, thorough communication. They made sure we ALWAYS understood each step along the way. My favorite thing is their lack of any procrastination....
    read more
    Reply from Owner
    June 18th, 2019 12:00 AM
    Yep! You nailed it! This is our dream team. We appreciate your review!
  • Zillow
    S
    Sam
    Midlothian, VA
    Posted on May 13th, 2019 12:00 AM
    I've been through the mortgage refinance process in the past and never before was it as clearly articulated and my expectations so well managed and met. Ryan and Carol kept me in the loop throughout the process, were always available to answer...
    read more
  • Zillow
    K
    Karen G
    Chesterfield, VA
    Posted on May 10th, 2019 12:00 AM
    It had been quite a few years since we purchased our last property and honestly, I was a bit nervous about dealing with the ins and outs of obtaining a mortgage. In just one call with Ryan, my nerves were calmed. He is an expert on lending...
    read more
  • Zillow
    D
    Dirigo70
    Colonial Heights, VA
    Posted on May 7th, 2019 12:00 AM
    I was really pleased to have found Ryan. Haven't bought or sold a house in over 35 years so was a little nervous but let me tell you Alcova Mortgage was with me all the way. Made things easy and comfortable.
  • Zillow
    I
    Inger A S
    Richmond, VA
    Posted on April 30th, 2019 12:00 AM
    I'm so happy with my home and the dedication that was put in place by Alcova's staff. I first want to thank all parties, Carol, Tiffany and Ryan personally. They're focusing on making me a homeowner, never faded away. They were on top of everything...
    read more
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    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 247505
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance