Ryan Charles
Branch Partner
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Ryan Charles was top notch on communication, expertise, and easy to deal with. I would recommend him and Alcova to all my family and friends and will definitely use them again in the future.
Reply from Ryan Charles
January 16th, 2023 05:21 PM
So glad to hear this, Penny! The referrals of friends and family is the greatest review of all. All my best!
Ryan is the best! Easy to work with, responsive, and looks out for his clients.
Reply from Ryan Charles
January 16th, 2023 05:22 PM
Thanks Peter -- I appreciate your review helping others know that I truly care! All my best, sir!
Ryan and his team always dive in completely on the clients situation and plan and give the best advice to make it happen! Best service, advice, true professionals. Have worked with Ryan and his team on 10-20 real estate deals over the years!...
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Reply from Ryan Charles
January 16th, 2023 05:23 PM
Thank you, Brian! It is our pleasure to serve! Your loyalty and trust is so appreciated!
Ryan and Carol are on top of there game. They know what they are doing!
Reply from Ryan Charles
January 16th, 2023 05:23 PM
Thanks James -- we sure try to be :) Appreciate the kind review!
The level of communication and ensuring my understanding throughout my process of refinancing my home was excellent. Even when the cash back at closing amount needed to be changed due to escrow/property taxes, I was made aware of what and why,...
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Reply from Ryan Charles
January 16th, 2023 05:25 PM
Thanks for the 5* review! Much appreciated!
Staff was very helpful with all of our questions and kept us informed throughout the entire process of what was happening and when.
Couldn’t recommend enough!!!!
Ryan and Carol were great to work with.
Reply from Ryan Charles
January 16th, 2023 05:25 PM
Thanks for the kind words, Karen! I hope all is well with you and your beautiful family!
Ryan and Carol are responsive, well informed, efficient and collaborative. I always enjoy working with them!
Reply from Ryan Charles
January 16th, 2023 05:26 PM
Thanks for the kind words, Jennifer! We appreciate your review!
Ryan and Carol both did a great job on their communication through our loan process!
I'll definitely be referring them to my friends and family.
Reply from Ryan Charles
January 16th, 2023 05:26 PM
Thanks Dan! The referring friends and family is the biggest compliment that we can get!
Ryan and his team (Carol!!!) are simply AMAZING. I went through them for my first home loan application not knowing much about the process and they entertained all my questions, concerns and explained the process thoroughly. Very patient, courteous,...
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Reply from Ryan Charles
September 27th, 2023 03:14 AM
Aww, thanks for the awesome review, Maria! It was our pleasure to help!
Ryan and his team (Carol!!!) are simply AMAZING. I went through them for my first home loan application not knowing much about the process and they entertained all my questions, concerns and explained the process thoroughly. Very patient, courteous,...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance