Ryan Charles
Branch Partner
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Ryan and Carol were amazing during our initial home purchase and then several years later for a refinance. Ryan is extremely knowledgeable and took time to explain everything and give sound wisdom. Carol is organized, articulate and incredibly...
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I have now had the pleasure of working with Ryan and Carol twice. My first experience with them as a first time home buyer was such a stellar experience that it was a no-brainer to work with them again. This most recent time they helped me...
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Ryan Charles made our first home buying experience as comfortable as possible. Showing up at our closing to make sure everything went smoothly, answering questions all hours of the night, etc. We were so impressed w the way he treated us, that...
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Ryan and Carol were a great team to work with during the loan process. I couldn't imagine working with anyone else after the experience and treatment I received....dependable, knowledgeable and exceptional. I highly recommend team Ryan and...
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I highly recommend Ryan and the Alcova team. They have handled a new mortgage and refinance for our family. Both transactions were super smooth and efficient. They are on top of everything, and provide great communication every step of the...
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Ryan and team were very easy to work with. Ryan patiently explained each option for our refinance situation and made recommendations we had not even considered. The process start to closing was very smooth, efficient and professional. Will...
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Ryan is the absolute best in the business! We are repeat customers and we are highly impressed with his teams ability to add a personal touch to a professional process. Ryan’s approach and interaction made us feel like family. And Carol is...
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Do yourself a favor and work with Ryan. He and his team did an outstanding job guiding us through the mortgage process. As a first time home buyer, there we're plenty of questions to be asked and Ryan was always there to answer everything....
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Do yourself a favor and work with Ryan. He and his team did an outstanding job guiding us through the mortgage process. As a first time home buyer, there we're plenty of questions to be asked and Ryan was always there to answer everything....
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Ryan made our home loan process smooth and simple. From the very fist phone call to the email a few days after closing. We could call, text, and email anytime we had question about the status of our loan and always got a timely response (many...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance