Ryan Charles
Branch Partner
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Ryan and Carol made the entire home buying process a breeze. They were very clear in the documents they required from me and did a great job communicating any changes they made. I closed right before the holidays, only made possible by Ryan...
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Reply from Ryan Charles
January 16th, 2023 04:54 PM
Thanks for putting your trust in us to get the job done, Adam! Hope that you are enjoying the house!
Ryan and Carol were both awesome!
Reply from Ryan Charles
January 16th, 2023 04:54 PM
Aww shucks :) Thanks for the review, Amy!
Ryan was very helpful as first time home buyers he was always there to answer any questions we had at any time of the day.
Reply from Ryan Charles
January 16th, 2023 04:55 PM
Thanks Macy! Love working for first time home buyers -- such an important financial step in life and we love to be a part of it to be sure that things get done right!
The transparency and open communication from Ryan and Carol. Their availability at all hours (it seemed) was superb. And the initial conversation with Ryan involved him explaining things in a manner that could be easily understood. Overall...
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Reply from Ryan Charles
January 16th, 2023 04:56 PM
Love your review, thanks Cameron! Congrats to you guys and I very much appreciate your kind words!
My wife and I had a farm property come up for sale that we were interested in; knowing larger lots can be tricky to finance we quickly called Ryan to get his advice and proceed with pre-approval. Ryan and Carol were fantastic all the way......
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Reply from Ryan Charles
January 16th, 2023 04:57 PM
Thanks for this review, Keith! It was our pleasure to help. We are glad that you got the deal done and hope that you and your family are enjoying that unique and beautiful property!
My wife and I had a farm property come up for sale that we were interested in; knowing larger lots can be tricky to finance we quickly called Ryan to get his advice and proceed with pre-approval. Ryan and Carol were fantastic all the way......
read more
great job of keeping me updated, and pushing the process through to a successful close. thanks!
Reply from Ryan Charles
January 16th, 2023 04:58 PM
Thanks for your trust, G! You were a pleasure to work for, sir. Hope that you are enjoying the house! All my best.
He and his staff made the process so easy!
Reply from Ryan Charles
January 16th, 2023 04:58 PM
Thanks Hallie! That is our aim and good to hear that we hit our mark! Hope that you are enjoying your home!
Clear communication throughout he whole process.
Reply from Ryan Charles
January 16th, 2023 04:59 PM
Thanks for your review, Katherine! You were a pleasure to work for!
Ryan and his team are very communicative and were quick to give advice to help us get the most out of our home refinance to meet our goals.
Reply from Ryan Charles
January 16th, 2023 04:59 PM
Thanks for your trust, Jake! I appreciate the review!
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance