Ryan Charles
Branch Partner
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Why Ryan Charles & Carol Richardson of course. They are always a pleasure to work with. Keep those food coupons coming in the mail as well & we'll be loyal to you for life!
Reply from Ryan Charles
January 16th, 2023 05:00 PM
Haha, glad you like that post-closing marketing :) I appreciate the review and loyalty!
Easy, Friendly, Professional and Real advice.
Reply from Ryan Charles
January 16th, 2023 05:00 PM
Thanks Christy. You were a pleasure to work for! I appreciate the review!
Efficient & friendly.
Reply from Ryan Charles
January 16th, 2023 05:02 PM
Thanks for the review, Jack! Much appreciated, sir!
It was easy!!
Reply from Ryan Charles
January 16th, 2023 05:02 PM
Thanks Kati! Like a duck on water... sometimes the little legs are working hard below surface but always calm and steady where the eye can see :)
Ryan ALWAYS gave me ALL the information I needed... and then some. He answered all my questions about ANYTHING... and in as much detail as I needed! All his follow-up communications were timely and helpful. Ryan was always responsive when I...
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Reply from Ryan Charles
January 16th, 2023 05:03 PM
Love this review, Sam! Thanks so much, sir! You were an absolute pleasure to work for. Thanks for the review!
Everyone was very knowledgeable and made the process very easy.
Reply from Ryan Charles
January 16th, 2023 05:06 PM
Thanks Amrah! Hope that you are enjoying the new place. I appreciate your review!
This is the 2nd time we’ve worked with Ryan. He is very knowledgeable, has great communication, and has been very helpful and a pleasure to work with. Everyone who works with him is so helpful and makes the process easier!!
Reply from Ryan Charles
January 16th, 2023 05:08 PM
Thanks for your review and for your loyalty, James! Love my repeat clients! Hope all is well, sir!
My boyfriend and I recently used Ryan Charles with Alcova for our lending needs. Ryan & Carol made the process so much less painless than we expected! They are a wonderful team to work with. Cannot recommends them enough!
Reply from Ryan Charles
January 16th, 2023 05:09 PM
Thanks for putting your trust in us, Danielle! I greatly appreciate your kind words. One of the things that I love most in this business is delivering things and hearing that my clients thought it was going to be harder than it was. :)
Ryan & Carol were a wonderful team to work with. They made the entire process easy, straightforward & painless. We are first time homebuyers & cannot recommend them enough.
Reply from Ryan Charles
January 16th, 2023 05:09 PM
First time buyers are my favorite! Thanks for choosing to put your trust in us to get the job done, Matthew!
The communication was excellent and the ease of completing everything online was a time saver. The closing company even came to my house. Talk about customer service!
Reply from Ryan Charles
January 16th, 2023 05:10 PM
Thanks Natalia! You are always a pleasure. Thanks for the review!
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance