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Ryan Charles - Branch Partner in Richmond, VA

Ryan Charles

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Branch Partner

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
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Reviews from Web
  • Encompass
    R
    Rebecca A F
    Henrico, VA
    Posted on May 3rd, 2022 04:56 PM
    The process was very streamlined, with great communication along the way! It was easy to get quick responses to all questions.
    Reply from Ryan Charles
    January 16th, 2023 04:48 PM
    Thanks for the review, Rebecca. We try to make it easy as it can be (which isn't always easy these days!) Much appreciated!
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    Katherine S P
    Mechanicsville, VA
    Posted on April 29th, 2022 12:39 PM
    Great communication and very smooth process.
    Reply from Ryan Charles
    January 16th, 2023 04:48 PM
    Thanks for your review, Katherine! It was my pleasure!
  • Encompass
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    Erin D F
    Ramseur, NC
    Posted on March 21st, 2022 02:24 PM
    Ryan was always so truthful and forthcoming with all information. We trusted him completely! He also was able to answer any and all questions we had.
    Reply from Ryan Charles
    January 16th, 2023 04:49 PM
    Thanks Erin. While it's not always the best for sales, I only know one way to be and that is truthful. This business can be a bit crazy at times so I'm glad and honored that you put your trust in me to get the job done!
  • Encompass
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    Robert P
    Midlothian, VA
    Posted on February 28th, 2022 03:47 PM
    The overall experience provided to my wife and I by Ryan was outstanding, from start to finish. The consistent support/guidance is unmatched and the honest advice was refreshing. My wife and I always felt prioritized and our best interests...
    read more
    Reply from Ryan Charles
    January 16th, 2023 04:50 PM
    Thanks for your trust, Robert! You guys were great to work for! Hope all is well!
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    Gerald N F
    Powhatan, VA
    Posted on February 23rd, 2022 01:52 AM
    Ryan is very knowledgeable, accessible, patient, honest, and genuinely interested in addressing the needs of his clients. We have used Ryan's services multiple times and have always had a great customer experience
  • Encompass
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    Tabitha M P
    Powhatan, VA
    Posted on February 3rd, 2022 10:42 PM
    Ryan and Carol are great! Always available when we had questions.
    Reply from Ryan Charles
    January 16th, 2023 04:52 PM
    Thanks Tabitha! We appreciate your kind review!
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    J
    Joseph P P
    Powhatan, VA
    Posted on January 25th, 2022 11:32 PM
    Walking us through everything and having patience with us
    Reply from Ryan Charles
    January 16th, 2023 04:52 PM
    It was my pleasure, Joseph. Thanks for putting your trust in me!
  • Encompass
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    Debra R R
    Midlothian, VA
    Posted on December 31st, 2021 03:06 PM
    Ryan and Carol made sure all our questions and concerns were answered fully and promptly. They’re a great team to work with!
    Reply from Ryan Charles
    January 16th, 2023 04:52 PM
    Thanks for your kind words, Debra! I appreciate the review!
  • Encompass
    K
    Kari A M
    Henrico, VA
    Posted on December 25th, 2021 04:39 PM
    You guys always make it easy, and Carol is incredible!!
    Reply from Ryan Charles
    January 16th, 2023 04:53 PM
    We aim to please! Thanks for your kind words, Kari, and for taking the time to submit your review!
  • Encompass
    A
    Aaron N F
    Henrico, VA
    Posted on December 25th, 2021 03:19 PM
    The process was seamless and we were able to close earlier than anticipated.
    Reply from Ryan Charles
    January 16th, 2023 04:54 PM
    Thanks Aaron! We love when a plan comes together -- and early, to boot! Hope that you are enjoying the new place!
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    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 247505
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance