

Ryan Charles
Branch Partner

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
My wife and I appreciated all of Ryan's efforts and encouragement as we navigated the home buying process for the first time. His regular communication throughout and willingness to educate us about the process kept ALCOVA as our first choice...
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Reply from Ryan Charles
January 16th, 2023 04:41 PM
Thanks Russell! You were a pleasure to work for and so glad you appreciated the process. A sincere thanks for helping review readers understand that if one works with local, reputable professionals the process doesn't have to be scary!
Ryan was very helpful to both my husband and I. He responded to our request and questions quickly. His accessibility was exceptional and made our transactions that much smoother. I would 100% recommend him to my friends and family.
Reply from Ryan Charles
January 16th, 2023 04:42 PM
To be there when needed... one of the job's biggest prerequisites for success! Thanks for the review, Sarah!
Ryan helped us through every step of the process and helped us make a smart financial choice for our family.
Reply from Ryan Charles
January 16th, 2023 04:43 PM
Thanks for allowing me to be a part of the biggest investment that most folks will make in their life! Hope that you are enjoying the new place, Jennifer!
Ryan was communicative, honest and patient. We called him numerous times over the course of almost a year on prepping our credit, down payment, everything to ensure our house buying went without hiccups. He was on the ball and jumped through...
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Reply from Ryan Charles
January 16th, 2023 04:44 PM
Thanks for the kind words, Kelsey! It's a team effort and I am happy to say that we made it! Enjoy :)
Ryan was communicative, honest and patient. We called him numerous times over the course of almost a year on prepping our credit, down payment, everything to ensure our house buying went without hiccups. He was on the ball and jumped through...
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Ryan was communicative, honest and patient. We called him numerous times over the course of almost a year on prepping our credit, down payment, everything to ensure our house buying went without hiccups. He was on the ball and jumped through...
read more
I was referred to Doug from a friend and couldn't be happier with my experience! I was purchasing a home on a relatively short timeline, and Doug made sure I was alerted anytime I needed to provide any information, and always kept me up-to-date...
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Reply from Ryan Charles
January 16th, 2023 04:45 PM
Doug does a great job! Happy that you are happy :)
Thank you so much for your help!
Reply from Ryan Charles
January 16th, 2023 04:46 PM
And thank YOU for putting your trust in me to get the job done! I appreciate the review!
He was very knowledgeable and answered calls and emails extremely quickly.
Reply from Ryan Charles
January 16th, 2023 04:47 PM
Speed kills in this business and it was my pleasure to be Ryan-on-the-spot for you guys :) Hope that you are enjoying the new place!
Honest discussions
Reply from Ryan Charles
January 16th, 2023 04:47 PM
I appreciate the review, Minas!
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance