Ryan Charles
Branch Partner
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
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24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
Ryan is very communicative and very patient through a process that can be very stressful.
Reply from Ryan Charles
January 16th, 2023 04:11 PM
Thanks Megan. Your review helps me calm the fears of others! Much appreciated :)
From the first phone call when we were shopping for a lender, to the day that we closed on our new home, Ryan was there to make sure things went well. He answered all of our questions along the way, and kept us calm during what turned out to...
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Reply from Ryan Charles
January 16th, 2023 04:12 PM
Thanks for the review, David. It was my pleasure. Good things come to those who wait :) I am happy for you guys, congrats!
Ryan was responsive throughout the process. He worked hard to find the best mortgage for us
Reply from Ryan Charles
January 16th, 2023 04:23 PM
Thanks for the review, Philip! Much appreciated, sir!
Ryan was phenomenal!! We are a military family and he was knowledgeable on both VA loan and conventional. He was able to work with us, all Virtually, since we were buying out of state. Ryan was in constant contact and quick with an answer to...
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Reply from Ryan Charles
September 27th, 2023 03:14 AM
Thanks for your kind words, Jessica! I absolutely LOVE working for military families! Enjoy your new place :)
Ryan is phenomenal! He went above and beyond during the whole process of buying our house. He was so knowledgeable about conventional rates and military rates, which both came in handy when we were deciding what worked best for our military...
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Reply from Ryan Charles
January 16th, 2023 04:26 PM
It was my pleasure to answer your questions and earn your trust! Military families deserve the best! Hope that you are enjoying your new place :)
As a first time home buyer overwhelmed going through the process solo, Ryan made everything a breeze! Super knowledgeable, explains things simply and clearly, and gives guidance to make you confident you are making informed decisions. He responded...
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Reply from Ryan Charles
January 16th, 2023 04:27 PM
Thanks Michelle. It's my pleasure and I do my best to always reply as quickly as possible (as that is how I would want to be treated too). I appreciate your trust and hope that you are enjoying your new place!
This is the second time my wife and I have used Ryan's services and he is amazing to work with. Very informative, knowledgeable, and most importantly - always looking out for his client's best interest. I would highly recommend him to anyone...
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Reply from Ryan Charles
January 16th, 2023 04:37 PM
Thanks Matthew! I truly appreciate the trust that you put in me to get the job done for you guys! Hope all is well, sir.
Ryan is AMAZING! I have been working with him and his team for several years and could never imagine using any other company. Ryan takes his time to clearly explain the process to me and is very responsive. I have nothing but praise for him...
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Reply from Ryan Charles
January 16th, 2023 04:38 PM
Thanks Krisie! You are always a pleasure to work for. I appreciate you taking the time to leave such a nice review as it helps others to see that not all lenders are created equal :)
Ryan has been working with us for awhile and talked us through the craziness that is home buying. Ryan showed great patience and understanding through the entire process. Any questions I could think to ask were not only answered but were answered...
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Reply from Ryan Charles
January 16th, 2023 04:39 PM
I love this review, Tanner! Thanks sir!
Open, honest and consistent communication. Quickly responds to all communication.
Reply from Ryan Charles
January 16th, 2023 04:39 PM
It's my pleasure, Nichole. Thanks for the review!
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance