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Ryan Charles - Branch Partner in Richmond, VA

Ryan Charles

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Branch Partner

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    E
    Elizabeth G
    Mechanicsville, VA
    Posted on March 10th, 2023 08:28 PM
    Ryan was great to work with. Communication was key. He was always clear and concise. Appreciate working with him.
    Reply from Ryan Charles
    May 1st, 2023 05:02 PM
    Thanks Nic! And a big congrats to you all on the great home that you purchased!
  • Encompass
    M
    Michael C
    Bumpass, VA
    Posted on March 3rd, 2023 05:00 PM
    Thanks Ryan!
    Reply from Ryan Charles
    March 5th, 2023 06:55 PM
    And thank YOU, Mike! All my best, sir!
  • Encompass
    M
    Mary C C
    Midlothian, VA
    Posted on December 9th, 2022 09:21 PM
    Ryan is so knowledge, incredibly responsive, and such a pleasure to work with!
    Reply from Ryan Charles
    January 16th, 2023 04:01 PM
    Thanks for the kind words, Mary. The pleasure was all mine!
  • Encompass
    Y
    Yeh L Y
    Glen Allen, VA
    Posted on December 5th, 2022 12:12 AM
    Ryan was very responsive and available for questions throughout our loan application. He made the whole process incredibly easy for us!
    Reply from Ryan Charles
    January 16th, 2023 04:01 PM
    Thanks for the review and for your trust, Ling. I aim to please!
  • Encompass
    L
    Lucas P
    Midlothian, VA
    Posted on November 16th, 2022 01:07 PM
    Ryan is the best. Can’t thank him enough for the hard work, support and communication he gave us along the way.
    Reply from Ryan Charles
    January 16th, 2023 04:02 PM
    Thanks Luke! Enjoy that beautiful new home, sir!
  • Encompass
    G
    Gordon L C
    Powhatan, VA
    Posted on November 16th, 2022 12:39 AM
    As first-time buyers, my wife and I had a lot of questions. Some were important, some probably weren't. Ryan patiently and thoroughly answered every single one of them until we were comfortable with how we should proceed.
    Reply from Ryan Charles
    January 16th, 2023 04:03 PM
    No bad questions (especially for your first time around). It's how I would want someone to take care of me on my first purchase. Congrats, Gordon!
  • Encompass
    M
    Megan P F
    Powhatan, VA
    Posted on October 30th, 2022 01:16 PM
    Ryan made the process so easy! We’ve used Ryan a couple of times now and there is no comparison to our prior experiences with the mortgage process. Ryan proactively communicates with his customers and plans ahead to ensure all runs smoothly...
    read more
    Reply from Ryan Charles
    January 16th, 2023 04:04 PM
    You are always a pleasure to work for, Megan. I wish all of my clients could be like you! Thanks for the kind words :)
  • Encompass
    M
    Meghan L G
    Richmond, VA
    Posted on October 21st, 2022 12:49 PM
    Ryan is exceptionally proficient and a pleasure to work with. Great communication, ease of application process, and excellent customer service overall.
    Reply from Ryan Charles
    January 16th, 2023 04:05 PM
    Thanks for the kind words, Meghan! I appreciate the review!
  • Encompass
    G
    George S
    Frederick, MD
    Posted on October 10th, 2022 11:45 AM
    Ryan worked throughout the process to ensure our success. He took time to answer any questions and explain the steps as we went along. We plan to partner with Ryan again in the future.
    Reply from Ryan Charles
    January 16th, 2023 04:06 PM
    Music to my ears, George, thanks. Thanks for your partnership and trust!
  • Encompass
    B
    Beth-Ann C
    Harrisburg, PA
    Posted on October 7th, 2022 01:29 PM
    Ryan was extremely responsive, answered all of our questions, and provided guidance at each part of the approval/loan process. He also ensured that our closing went smoothly and was always accessible. It was as painless as the mortgage process...
    read more
    Reply from Ryan Charles
    January 16th, 2023 04:11 PM
    Thanks Beth-Ann! You guys were so great to work for. Thanks for making it easy on me and enjoy PA!
  • 101–110 of 386
    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 247505
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance