Phebe Ellis-Roach
Branch Manager
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping pe... Show More
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Reviews from Web
Phebe and Aarica were so kind. They made sure my process went so smooth and quick. I appreciate the never ending guidance; I am truly grateful.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you Theiry for the great review! Being able to help you thru the first time of buying a home was such an honor for us! I feel like I have known you your whole life and it always makes me proud when someone I have watched grow up purchases...
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Phebe is top-notch and knows the lending industry. She is willing to answer questions 24/7 outside business hours and on the weekends. Her communication is like no other. Her top priority is helping her clients.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for trusting my team and I with your precious clients. I appreciate it more than you know.
Communication is key!! They go above and beyond. Phebe and her team also have great response time and are always speedy and get back to the client & agent right away!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for the wonderful review. Your partnership is valuable to me, and your friendship is even more special. I am excited to see what 2023 holds for you. I love it when business partners become good friends.
Phebe and her team are amazing! I know when I refer a client to her they will be taken care of. Phebe makes the home buying process a breeze! She makes my job easy as a realtor! Phebe is the best!!!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for the great review! I am so proud of you! I knew you would be a great realtor and you are exceeding all records! I love being in business with friends. I can't wait to see what you do in 2023!
Phebe was amazing!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks Peter! So happy to help you continue to build your wealth by purchasing real estate. It was great working with you. Congrats on purchasing a small piece of Texas!
Phebe and Aarica were very helpful and always there when we needed them
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks Shane for your review. I am happy we got you and Deslilou back to Lubbock! I hope you enjoy your new home.
Phebe and Kelly did a great job and kept things rolling smoothly. There were no last minute surprises and we closed on schedule. Much appreciated!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks Clay for allowing us to help your customer. We value your partnership and we are excited to help you succeed in 2023!
Great communication, very timely and helpful.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks, Thomas, for your great review! I am so glad that we were able to help you get you and your family to Texas. I hope to meet you soon.
Phebe was impressively expeditious, and stayed in regular communication via phone, text, and email. Her communication style was always warm and professional. I could trust her to keep me informed of my action items throughout this process,...
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Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks Jennifer for your wonderful review. It was a pleasure helping you thru the homebuying process. I hope you enjoy your new home.
Great communication, fast and easy! Love her and her team!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks Gary for your great review. We value your business, but more importantly, we value your friendship. We are looking forward to a great 2023 with you and your team.
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About
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping people achieve homeownership while also mentoring others in the industry. Over the years, many successful loan officers, underwriters, and processors have been part of my team, and I take pride in helping them grow in their careers. With years of industry experience and a passion for service, my goal is to make the home financing process smooth and stress free for every client.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Heloc Loans
Home Equity Loans
Reverse Mortgage Loans
New Construction Loans
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Memberships
- Lubbock Association of Realtors
- West Texas Home Builders Association Lubbock
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 335849
Hobbies
- Spending time with my family at the lake
- Texas Tech Sporting Events (Football and Men's and Women's Basketball)
- Greeting smiling faces at Church On The Rock
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445