Phebe Ellis-Roach
Branch Manager
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping pe... Show More
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Phebe and her team are the best! I know when clients use Phebe, they will be taken care of from application to closing. Thank you for always making transactions seamless!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks Ali! It is always a pleasure helping you and your clients achieve their homeownership goals. Thankful for you and your team.
Great service.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you Steven! It was a pleasure working with you. I hope you enjoy your new home.
Phebe and her team were communicative, and efficient! Quickly answering questions, and making sure I got all my documents in on time!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you for your kind words. It was a pleasure helping you thru your first-time homebuying process. I hope that you are able to make many new memories in your beautiful home.
Quick response time
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Hey Kippi! Thanks so much for your positive review. We were excited to help you thru your first-time homebuying process. I hope you enjoy your new home. Please let us know if there is anything else we can help you with.
the communicating with you and your staff was key.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Hey George! Thanks so much for the wonderful review. It was great doing business with you and Ellen. We can't wait to have you here in Texas. I hope to meet you both soon!
The loan process was done in a timely and professional manner.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Hey Ellen! Thanks so much for the wonderful review. It was great doing business with you and George. We can't wait to have you here in Texas. I hope to meet you both soon!
Even though it was a bumpy ride you got us through it
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Hey Tina! Thank you so much for your honesty. The homebuying process can be daunting, especially when you are trying to coordinate utilities, movers, moving to another state, etc. Thank you so much for hanging with us to get you to the finish...
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All around was great
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Hey Scott! Thank you so much for the stellar review! We are excited for you and Tina. Now you can witness a part of Mahomes history in Lubbock. I hope you get to go to a Texas Tech football game this fall. You will love it! Welcome to Texas!...
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Phebe and her team are experts in finding the right product for each client. From Self-Employed, to first time buyers… Communication customer service is top-notch. Highly recommend.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks for the great review! Thank you so much for your partnership and support throughout all these years. It means the world to me.
Phebe and her team are top notch! They are excellent at finding just the right product for the buyer and then helping navigate the transaction to closing. We would highly recommend reaching out. You won't be disappointed!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you for your wonderful review. My team and I are so appreciative of your partnership and support. Working with you and your team makes for a smooth transaction. Hoping 2023 is the best year yet!
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About
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping people achieve homeownership while also mentoring others in the industry. Over the years, many successful loan officers, underwriters, and processors have been part of my team, and I take pride in helping them grow in their careers. With years of industry experience and a passion for service, my goal is to make the home financing process smooth and stress free for every client.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Heloc Loans
Home Equity Loans
Reverse Mortgage Loans
New Construction Loans
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Memberships
- Lubbock Association of Realtors
- West Texas Home Builders Association Lubbock
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 335849
Hobbies
- Spending time with my family at the lake
- Texas Tech Sporting Events (Football and Men's and Women's Basketball)
- Greeting smiling faces at Church On The Rock
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445