Phebe Ellis-Roach
Branch Manager
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping pe... Show More
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Quick, helpful, good communication
Reply from Phebe Ellis-Roach
September 21st, 2026 05:45 PM
Mark, I appreciate your feedback on my communication and quick assistance during your experience with RWM Home Loans. It's great to know that you found the process helpful. Thanks for trusting us.
Super quick and easy communication! We really appreciate how easy the team made the whole process!
Reply from Phebe Ellis-Roach
September 21st, 2026 05:46 PM
Rebecca, I'm glad to hear that you found the communication with me and the team at RWM Home Loans quick and easy. Making the process smooth for you is always my goal. Thank you for your kind words!
Great service!
Reply from Phebe Ellis-Roach
September 15th, 2026 07:02 PM
I'm grateful for your feedback, Rilee. It's wonderful to know you enjoyed the service with RWM Home Loans.
The communication was amazing, if we had a question it was answered fast and accurate. This was our second time connecting with Phebe and if we need it again we will most definitely be back. great experience as always!
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Reply from Phebe Ellis-Roach
September 15th, 2026 07:05 PM
Roberto, I'm grateful for your kind words and pleased to hear that the communication and support you received were helpful. It's wonderful to know that your experiences with RWM Home Loans have been positive, and I look forward to assisting...
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Phebe and her team were great throughout this whole process. They answered all of my questions timely and were extremely helpful! They made what can be a stressful process seamless.
Reply from Phebe Ellis-Roach
August 31st, 2026 04:54 PM
Sarah, I appreciate your kind words. I'm glad to hear that my team and I could make the process seamless and answer all your questions in a timely manner. It's fulfilling to know we could help ease the stress for you. Enjoy your new home!
The whole process was a little overwhelming,
but Phebe and her team got me thru it.
Reply from Phebe Ellis-Roach
August 28th, 2026 09:54 PM
William, I appreciate your feedback. I'm glad that my team and I could assist you through the overwhelming process. If you have any more questions or need further support, feel free to reach out. I am excited for you and your new home!
The Best in the Business!!! Highly Recommend.
Reply from Phebe Ellis-Roach
August 25th, 2026 08:40 PM
Walter, I appreciate your enthusiastic recommendation. It means a lot to know you consider me the best in the business. Thank you for allowing my team and I to help you again!!! I appreciate your repeat business! I will be ready when you are...
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Phebe was attentive, informative and very helpful. Working with her was a dream!
Reply from Phebe Ellis-Roach
August 17th, 2026 10:43 PM
Sharla, I appreciate your kind words. I'm glad to hear that you found my assistance attentive and informative. It was a pleasure working with you! Welcome back to Texas!
Phebe was very helpful and answered all of our questions in a timely manner. We could call or text at any time and she would return our call promptly. Everything went smoothly.
Reply from Phebe Ellis-Roach
August 4th, 2026 06:52 PM
Timmy, I appreciate your positive feedback. I'm glad to hear that my timely responses and availability made the process smooth for you. If there's anything more you need, feel free to reach out. Welcome to your new home!
Worked with Phebe many times and never disapointed Thanks for everything!
Reply from Phebe Ellis-Roach
August 4th, 2026 04:30 PM
Jay, I appreciate your continued trust and support. It's great to hear that your experiences have been consistently positive. If you ever need anything else, I'm here to help! Excited for you and your new home!
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About
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping people achieve homeownership while also mentoring others in the industry. Over the years, many successful loan officers, underwriters, and processors have been part of my team, and I take pride in helping them grow in their careers. With years of industry experience and a passion for service, my goal is to make the home financing process smooth and stress free for every client.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Heloc Loans
Home Equity Loans
Reverse Mortgage Loans
New Construction Loans
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Memberships
- Lubbock Association of Realtors
- West Texas Home Builders Association Lubbock
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 335849
Hobbies
- Spending time with my family at the lake
- Texas Tech Sporting Events (Football and Men's and Women's Basketball)
- Greeting smiling faces at Church On The Rock
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445