

Phebe Ellis-Roach
Branch Manager

A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping pe... Show More
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Reviews from Web
Her efficiency in closing our deal! Took 16 or so days and that was amazing. So helpful and communication was awesome.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for allowing my team and I to help with this transaction. I would be happy to help you with any future clients too. I am excited for the new homeowners.
I’ve referred and worked with Phebe for years. The best part is she communicates and I can reach her if needed!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks for your review, Becky! I really enjoy working with your clients. Thanks for always trusting me and my team.
I knew what was happening at all times.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks for the 5 star review. I am so happy that you are moving to Lubbock. I know you will love your new home.
What made it great was Phebe's constant communication with us. She was always on top of everything and was accessible to us throughout the whole process. She was truly a great person to work with.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
You are the sweetest person ever! I love working with you. I am so honored you chose me to help you purchase your last several homes. Thank you for always trusting me to help you thru the process. I hope you enjoy that beautiful new home.
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Phebe and her team always strive to provide the most seamless transaction for our real estate group and our clients!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks so much for trusting us to help your clients. We always enjoy working with you and your team.
Direct communication was appreciated. Anthony is the hidden gem of the group. He made crappy document hunting enjoyable.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks so much Joshua and family for allowing us to help you with your home loan needs. We were honored to serve you and your family. So glad you chose our team to help with the process.
Toward the end during crunch time all my phone calls and text were answered Almost immediately so that eased the feeling a lot between my buyer and I
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks so much for trusting us thru the process. I am always so happy to help a new realtor and new homebuyer accomplish their goals. Thank you for the referral. I know that you are going to do great in this business!
Phebe and her team are so on top of it! They were speedy with the client and made sure that all their needs were met! We closed fast and on-time!!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks so much for your continued trust in my team and I. We are so honored to take care of your customers. Your referrals are the best compliments we receive.
Phebe was soo easy to work with, she communicated with me throughout the entire process and kept me up to date! Awesome experience!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks so much for allowing my team and I to help you with your home loan needs. I am so proud of you for staying the course and doing the work that it took to the finish line! Congratulations! I hope you enjoy your new home.
Phebe and her team have always made the lending process easy. I appreciate their new tools, like the iPhone app, that makes correspondence easier. From approval to closing I always felt they were organized and on top of things.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks Joey for the wonderful review! Helping you and your family has been my pleasure. I know your kids are going to love their new home.
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About
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping people achieve homeownership while also mentoring others in the industry. Over the years, many successful loan officers, underwriters, and processors have been part of my team, and I take pride in helping them grow in their careers. With years of industry experience and a passion for service, my goal is to make the home financing process smooth and stress free for every client.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Heloc Loans
Home Equity Loans
Reverse Mortgage Loans
New Construction Loans
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Memberships
- Lubbock Association of Realtors
- West Texas Home Builders Association Lubbock
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 335849
Hobbies
- Spending time with my family at the lake
- Texas Tech Sporting Events (Football and Men's and Women's Basketball)
- Greeting smiling faces at Church On The Rock
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445