Russ Bray
Senior Loan Officer | NMLS # 449514
I am a Senior Loan Officer with First State Bank of St. Charles and have been in the mortgage industry since 2001.I am very passionate about trying to provide a stress-free experience throughout the entire loan process. Not every client is... Show More
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Communication
Russ Bray has exemplary knowledge of finance. He was extremely easy to work with. I would recommend Russ for anyone looking for a loan. Amazing experience
Russell was very committed to helping us and was extremely open and clear with communication.
Russell was a pleasure to work with. Gave clear instructions was attentive to are needs and very informative would highly recommend
Russ is very responsive, explains everything in great detail until I understand it, and provides a comprehensive set of options for home mortgages for me to choose from. Was very helpful from the pre-approval through the closing.
Russ did an excellent job. Went above and beyond repeatedly. I would recommend him to everyone.
So happy we get to work with Russ.
We have used Russ many times, and have referred him to others, no one I trust more to guide me through there process and to ensure the right mortgage for our situation.
Russ goes above and beyond to support the transaction.
Excellent service, outstanding communication and unbeatable responsiveness!
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About
I am a Senior Loan Officer with First State Bank of St. Charles and have been in the mortgage industry since 2001.I am very passionate about trying to provide a stress-free experience throughout the entire loan process. Not every client is the same so it is important to listen first and then be able to provide financial solutions designed to meet each client’s goals. With the ability to lend in all 50 states and having access to all loan products, including Conventional, FHA, USDA, VA, Jumbo, Portfolio, and MHDC, Being able to offer industry low-interest rates and low closing fees on our variety of programs has allowed me to develop close relationships with my clients and continue to work with them for years to come.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
FHA
VA
USDA
First Time Homebuyer
Down Payment Assistance Programs
Nationwide Lending
Jumbo
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 449514
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org